UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F COVER PAGE
OMB APPROVAL
OMB Number:3235-0006
Expires:July 31, 2015
Estimated average burden
hours per response:23.8
Report for the Calendar Year or Quarter Ended:
06-30-2023
Check here if Amendment: ☐ Amendment Number:
This Amendment (Check only one.):☐ is a restatement.
☐ adds new holdings entries.

Institutional Investment Manager Filing this Report:

Name:
Harbor Group, Inc.
Address:
331 SOUTH RIVER ROAD
BEDFORD, NH 03110
Form 13F File Number:
028-20446

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.


Person Signing this Report on Behalf of Reporting Manager:
Name:
Timothy Riley
Title:
Chief Compliance Officer
Phone:
603-668-0634


Signature, Place, and Date of Signing:

/s/Timothy Riley
                         [Signature]
Bedford, NEW HAMPSHIRE
                 [City, State]
07-13-2023
                           [Date]
                          

Report Type (Check only one.):

☒ 13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.) 

☐ 13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).) 

☐ 13F COMBINATION REPORT. (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)


Form 13F Summary Page

Report Summary:

Number of Other Included Managers:
0
Form 13F Information table Entry Total:
64
Form 13F Information table Value Total:
180690201
          (thousands)

List of Other Included Managers:

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.
[If there are no entries in this list, state "NONE" and omit the column headings and list entries.]

  
NONE


UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number:3235-0006
Expires:July 31, 2015
Estimated average burden
hours per response:23.8
COLUMN 1COLUMN 2COLUMN 3COLUMN 4COLUMN 5COLUMN 6COLUMN 7COLUMN 8
VALUESHRS ORSH/PUT/INVESTMENTOTHERVOTING AUTHORITY
NAME OF ISSUERTITLE OF CLASSCUSIP(x$1000)PRN AMTPRNCALLDISCRETIONMANAGERSOLESHAREDNONE
ABBOTT LABSCOM002824100213,1341,955SHSOLE 0 0 1,955
ABBVIE INCCOM00287Y109226,6161,682SHSOLE 0 0 1,682
ADVANCED MICRO DEVICES INCCOM007903107440,2623,865SHSOLE 0 0 3,865
ANALOG DEVICES INCCOM032654105950,9554,881SHSOLE 0 0 4,881
APPLE INCCOM0378331002,028,70910,459SHSOLE 0 0 10,459
AT&T INCCOM00206R102373,43123,413SHSOLE 0 0 23,413
BERKSHIRE HATHAWAY INC DELCL B NEW084670702767,5912,251SHSOLE 0 0 2,251
CANO HEALTH INC*W EXP 06/03/20213781Y11113,13862,532SHSOLE 0 0 62,532
CANO HEALTH INCCOM CL A13781Y103141,729101,963SHSOLE 0 0 101,963
COCA COLA COCOM191216100254,9714,234SHSOLE 0 0 4,234
COSTCO WHSL CORP NEWCOM22160K105248,282461SHSOLE 0 0 461
CSX CORPCOM126408103405,87411,902SHSOLE 0 0 11,902
DELTA AIR LINES INC DELCOM NEW247361702302,8876,371SHSOLE 0 0 6,371
DIMENSIONAL ETF TRUSTUS CORE EQUITY 225434V708557,14520,521SHSOLE 0 0 20,521
DIMENSIONAL ETF TRUSTUS TARGETED VLU25434V609333,0317,179SHSOLE 0 0 7,179
DIMENSIONAL ETF TRUSTWORLD EX US CORE25434V8802,815,941120,804SHSOLE 0 0 120,804
ECOLAB INCCOM278865100207,0391,109SHSOLE 0 0 1,109
ELEVANCE HEALTH INCCOM036752103378,535852SHSOLE 0 0 852
EXXON MOBIL CORPCOM30231G102500,7224,669SHSOLE 0 0 4,669
HERITAGE INSURANCE HLDGS INCCOM42727J10272,83418,918SHSOLE 0 0 18,918
INTUITCOM461202103608,9351,329SHSOLE 0 0 1,329
INVESCO EXCHANGE TRADED FD TS&P500 EQL WGT46137V357204,5581,367SHSOLE 0 0 1,367
INVESCO QQQ TRUNIT SER 146090E103562,0981,522SHSOLE 0 0 1,522
ISHARES TRCORE MSCI EAFE46432F842611,2729,056SHSOLE 0 0 9,056
ISHARES TRCORE S&P MCP ETF46428750732,729,554125,170SHSOLE 0 0 125,170
ISHARES TRCORE S&P SCP ETF46428780419,897,226199,671SHSOLE 0 0 199,671
ISHARES TRCORE S&P500 ETF46428720010,118,96622,703SHSOLE 0 0 22,703
ISHARES TRCORE TOTAL USD46434V613993,69321,854SHSOLE 0 0 21,854
ISHARES TREAFE GRWTH ETF4642888851,034,64810,844SHSOLE 0 0 10,844
ISHARES TREAFE SML CP ETF464288273495,7868,406SHSOLE 0 0 8,406
ISHARES TREAFE VALUE ETF464288877497,79710,172SHSOLE 0 0 10,172
ISHARES TRGRWT ALLOCAT ETF464289867683,59913,287SHSOLE 0 0 13,287
ISHARES TRMSCI EMG MKT ETF464287234368,6609,319SHSOLE 0 0 9,319
ISHARES TRMSCI USA ESG SLC464288802256,4082,738SHSOLE 0 0 2,738
ISHARES TRNATIONAL MUN ETF464288414744,0156,971SHSOLE 0 0 6,971
ISHARES TRRUS 1000 ETF464287622526,9662,162SHSOLE 0 0 2,162
ISHARES TRRUS 1000 GRW ETF464287614423,2271,538SHSOLE 0 0 1,538
J P MORGAN EXCHANGE TRADED FULTRA SHT MUNCPL46641Q654300,0005,923SHSOLE 0 0 5,923
JOHNSON & JOHNSONCOM478160104307,0941,855SHSOLE 0 0 1,855
JPMORGAN CHASE & COCOM46625H100531,2953,653SHSOLE 0 0 3,653
MASTERCARD INCORPORATEDCL A57636Q104307,463782SHSOLE 0 0 782
MICROSOFT CORPCOM594918104550,9481,618SHSOLE 0 0 1,618
RAYTHEON TECHNOLOGIES CORPCOM75513E101507,1815,177SHSOLE 0 0 5,177
SCHWAB STRATEGIC TRSCHWAB FDT US LG8085247711,273,87022,127SHSOLE 0 0 22,127
SCHWAB STRATEGIC TRUS LCAP GR ETF80852430018,375,517245,170SHSOLE 0 0 245,170
SCHWAB STRATEGIC TRUS LCAP VA ETF8085244097,858,015117,126SHSOLE 0 0 117,126
SCHWAB STRATEGIC TRUS LRG CAP ETF8085242015,462,605104,308SHSOLE 0 0 104,308
SCHWAB STRATEGIC TRUS MID-CAP ETF80852450812,110,410170,497SHSOLE 0 0 170,497
SCHWAB STRATEGIC TRUS SML CAP ETF8085246072,561,75658,488SHSOLE 0 0 58,488
SPDR S&P 500 ETF TRTR UNIT78462F103569,4511,285SHSOLE 0 0 1,285
SPDR SER TRNUVEEN BLOOMBERG78464A284252,57610,099SHSOLE 0 0 10,099
SPDR SER TRPRTFLO S&P500 GW78464A40910,805,694177,113SHSOLE 0 0 177,113
SPDR SER TRPRTFLO S&P500 VL78464A50816,496,664381,867SHSOLE 0 0 381,867
SPRINKLR INCCL A85208T107150,40110,875SHSOLE 0 0 10,875
SSGA ACTIVE ETF TRMULT ASS RLRTN78467V1036,050,300227,199SHSOLE 0 0 227,199
T ROWE PRICE ETF INCPRICE BLUE CHIP87283Q10710,442,770374,561SHSOLE 0 0 374,561
TEXAS INSTRS INCCOM882508104322,0561,789SHSOLE 0 0 1,789
VANGUARD INDEX FDSGROWTH ETF9229087361,123,4833,970SHSOLE 0 0 3,970
VANGUARD INDEX FDSS&P 500 ETF SHS922908363304,841748SHSOLE 0 0 748
VANGUARD INDEX FDSTOTAL STK MKT922908769517,8782,351SHSOLE 0 0 2,351
VANGUARD TAX-MANAGED FDSVAN FTSE DEV MKT921943858300,2366,501SHSOLE 0 0 6,501
VELO3D INCCOMMON STOCK92259N10439,51118,292SHSOLE 0 0 18,292
VERIZON COMMUNICATIONS INCCOM92343V104307,3508,264SHSOLE 0 0 8,264
VISA INCCOM CL A92826C839870,6023,666SHSOLE 0 0 3,666