UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F COVER PAGE
OMB APPROVAL
OMB Number:3235-0006
Expires:July 31, 2015
Estimated average burden
hours per response:23.8
Report for the Calendar Year or Quarter Ended:
09-30-2021
Check here if Amendment: ☐ Amendment Number:
This Amendment (Check only one.):☐ is a restatement.
☐ adds new holdings entries.

Institutional Investment Manager Filing this Report:

Name:
TNF LLC
Address:
3178 GABEL ROAD
BILLINGS, MT 59102
Form 13F File Number:
028-21433

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.


Person Signing this Report on Behalf of Reporting Manager:
Name:
Ryan Kurt Wittman
Title:
Managing Partner
Phone:
4062945000


Signature, Place, and Date of Signing:

Ryan Wittman
                         [Signature]
BILLINGS, MONTANA
                 [City, State]
12-13-2021
                           [Date]
                          

Report Type (Check only one.):

☒ 13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.) 

☐ 13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).) 

☐ 13F COMBINATION REPORT. (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)


Form 13F Summary Page

Report Summary:

Number of Other Included Managers:
0
Form 13F Information table Entry Total:
131
Form 13F Information table Value Total:
236497
          (thousands)

List of Other Included Managers:

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.
[If there are no entries in this list, state "NONE" and omit the column headings and list entries.]

  
NONE


UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number:3235-0006
Expires:July 31, 2015
Estimated average burden
hours per response:23.8
COLUMN 1COLUMN 2COLUMN 3COLUMN 4COLUMN 5COLUMN 6COLUMN 7COLUMN 8
VALUESHRS ORSH/PUT/INVESTMENTOTHERVOTING AUTHORITY
NAME OF ISSUERTITLE OF CLASSCUSIP(x$1000)PRN AMTPRNCALLDISCRETIONMANAGERSOLESHAREDNONE
VANGUARD WHITEHALL FDSHIGH DIV YLD9219464064143,811SHSOLE0 0 0 3,811
INVESCO EXCHANGE TRADED FD TS&P MDCP MOMNTUM46137V4645396,009SHSOLE0 0 0 6,009
ISHARES TRMSCI EMG MKT ETF4642872342274,600SHSOLE0 0 0 4,600
SELECT SECTOR SPDR TRENERGY81369Y5061,31023,402SHSOLE0 0 0 23,402
BECTON DICKINSON & COCOM075887109216876SHSOLE0 0 0 876
VANGUARD WORLD FDSINF TECH ETF92204A7024731,075SHSOLE0 0 0 1,075
SPDR S&P 500 ETF TRTR UNIT78462F1032,7866,073SHSOLE0 0 0 6,073
VIRTUS ALLIANZGI CONVERTIBLECOM92838X10214726,147SHSOLE0 0 0 26,147
HOME DEPOT INCCOM4370761021,3303,198SHSOLE0 0 0 3,198
ISHARES TRSELECT DIVID ETF4642871685914,980SHSOLE0 0 0 4,980
BEST BUY INCCOM0865161013803,631SHSOLE0 0 0 3,631
EAGLE BANCORP MONT INCCOM26942G10070231,329SHSOLE0 0 0 31,329
ISHARES TRINTL SEL DIV ETF4642884482728,904SHSOLE0 0 0 8,904
VANECK ETF TRUSTFALLEN ANGEL HG92189F43733310,195SHSOLE0 0 0 10,195
ISHARES TRMSCI USA VALUE46432F3885,52952,697SHSOLE0 0 0 52,697
ISHARES TRSP SMCP600VL ETF4642878792492,400SHSOLE0 0 0 2,400
MEDTRONIC PLCSHSG5960L1032372,149SHSOLE0 0 0 2,149
MICROSOFT CORPCOM5949181048492,601SHSOLE0 0 0 2,601
PIMCO INCOME STRATEGY FD IICOM72201J10439341,016SHSOLE0 0 0 41,016
ISHARES TRFALN ANGLS USD46435G4747,372248,981SHSOLE0 0 0 248,981
AMGEN INCCOM0311621003701,774SHSOLE0 0 0 1,774
ISHARES TRGLOBAL FINLS ETF4642873332,54131,965SHSOLE0 0 0 31,965
INVESCO MUN OPPORTUNITY TRCOM46132C10713910,408SHSOLE0 0 0 10,408
FIDELITY COVINGTON TRUSTMSCI INFO TECH I3160928083422,637SHSOLE0 0 0 2,637
DBX ETF TRXTRACK MSCI EAFE2330512002225,768SHSOLE0 0 0 5,768
SELECT SECTOR SPDR TRFINANCIAL81369Y6052416,246SHSOLE0 0 0 6,246
SELECT SECTOR SPDR TRSBI HEALTHCARE81369Y2094813,666SHSOLE0 0 0 3,666
VANGUARD SCOTTSDALE FDSSHRT TRM CORP BD92206C4093354,113SHSOLE0 0 0 4,113
PUBLIC STORAGECOM74460D1094571,347SHSOLE0 0 0 1,347
ISHARES TRMSCI USA MMENTM46432F3962451,376SHSOLE0 0 0 1,376
PIONEER MUNICIPAL HIGH INCOMCOM72376210044437,752SHSOLE0 0 0 37,752
ISHARES TRISHS 1-5YR INVS4642886461,46527,207SHSOLE0 0 0 27,207
ISHARES TRU.S. ENERGY ETF4642877961,42946,882SHSOLE0 0 0 46,882
AMERICAN EXPRESS COCOM0258161095743,575SHSOLE0 0 0 3,575
SPDR SER TRPORTFOLIO LN COR78464A36740112,523SHSOLE0 0 0 12,523
BROADCOM INCCOM11135F101364644SHSOLE0 0 0 644
ISHARES TRRUS MD CP GR ETF4642874815875,271SHSOLE0 0 0 5,271
WISDOMTREE TREM EX ST-OWNED97717X5781,72146,967SHSOLE0 0 0 46,967
FIRST REP BK SAN FRANCISCO CCOM33616C1002951,380SHSOLE0 0 0 1,380
SPDR DOW JONES INDL AVERAGEUT SER 178467X1095771,634SHSOLE0 0 0 1,634
CHEVRON CORP NEWCOM1667641003162,723SHSOLE0 0 0 2,723
FORD MTR CO DELCOM34537086028614,898SHSOLE0 0 0 14,898
INVESCO EXCHANGE TRADED FD TZACKS MID CAP46137Y4013974,268SHSOLE0 0 0 4,268
ISHARES INCESG AWR MSCI EM46434G8633,17378,569SHSOLE0 0 0 78,569
EXXON MOBIL CORPCOM30231G1022,38038,657SHSOLE0 0 0 38,657
VANGUARD INTL EQUITY INDEX FFTSE EMR MKT ETF9220428583968,021SHSOLE0 0 0 8,021
BLACKROCK CORPOR HI YLD FD ICOM09255P10729123,947SHSOLE0 0 0 23,947
ISHARES TRS&P MC 400VL ETF4642877052182,013SHSOLE0 0 0 2,013
ISHARES TRCORE S&P SCP ETF4642878045,52348,861SHSOLE0 0 0 48,861
UNION PAC CORPCOM9078181083431,394SHSOLE0 0 0 1,394
ISHARES TRCORE US AGGBD ET4642872261,0108,806SHSOLE0 0 0 8,806
VANGUARD WORLD FDSFINANCIALS ETF92204A4052112,200SHSOLE0 0 0 2,200
SPDR SER TRPORTFOLIO S&P50078464A8549,729180,325SHSOLE0 0 0 180,325
ISHARES TRTIPS BD ETF4642871765,27040,811SHSOLE0 0 0 40,811
ISHARES TRCORE HIGH DV ETF46429B6632782,850SHSOLE0 0 0 2,850
FIRST INTST BANCSYSTEM INCCOM CL A32055Y2011,07025,593SHSOLE0 0 0 25,593
ISHARES TRBLACKROCK ULTRA46434V8784418,746SHSOLE0 0 0 8,746
ISHARES TRRUSSELL 2000 ETF4642876553261,489SHSOLE0 0 0 1,489
SCHWAB STRATEGIC TR5 10YR CORP BD8085246983406,573SHSOLE0 0 0 6,573
ISHARES TRRUS TP200 GR ETF4642894381,1136,644SHSOLE0 0 0 6,644
INVESCO EXCHANGE TRADED FD TDYNMC LRG VALU46137V73870614,995SHSOLE0 0 0 14,995
SCHWAB STRATEGIC TRUS TIPS ETF8085248704,03564,019SHSOLE0 0 0 64,019
ISHARES TRCORE TOTAL USD46434V61313,277249,988SHSOLE0 0 0 249,988
SABRA HEALTH CARE REIT INCCOM78573L10619914,739SHSOLE0 0 0 14,739
ISHARES TR0-5YR HI YL CP46434V40770815,728SHSOLE0 0 0 15,728
SCHWAB STRATEGIC TR1 5YR CORP BD8085247143,90477,359SHSOLE0 0 0 77,359
APOLLO COML REAL EST FIN INCCOM03762U10519113,624SHSOLE0 0 0 13,624
ISHARES TRS&P MC 400GR ETF4642876066287,622SHSOLE0 0 0 7,622
ISHARES TRMBS ETF4642885883,69934,383SHSOLE0 0 0 34,383
ISHARES TRMSCI EAFE ETF4642874651,02113,134SHSOLE0 0 0 13,134
INVESCO EXCHANGE TRADED FD THIG YLD EQ DIV46137V56337918,610SHSOLE0 0 0 18,610
VANGUARD TAX-MANAGED INTL FDFTSE DEV MKT ETF9219438583386,715SHSOLE0 0 0 6,715
ISHARES TRNATIONAL MUN ETF4642884145,74249,377SHSOLE0 0 0 49,377
ISHARES TREAFE GRWTH ETF46428888511,757109,367SHSOLE0 0 0 109,367
QUALCOMM INCCOM7475251032631,500SHSOLE0 0 0 1,500
CLOROX CO DELCOM1890541093051,810SHSOLE0 0 0 1,810
NEXTERA ENERGY INCCOM65339F1013584,013SHSOLE0 0 0 4,013
VANGUARD INDEX FDSEXTEND MKT ETF9229086523601,998SHSOLE0 0 0 1,998
ISHARES U S ETF TRGSCI CMDTY STGY46431W8532,62574,933SHSOLE0 0 0 74,933
ANALOG DEVICES INCCOM0326541054722,604SHSOLE0 0 0 2,604
CISCO SYS INCCOM17275R1023556,230SHSOLE0 0 0 6,230
TJX COS INC NEWCOM8725401092243,090SHSOLE0 0 0 3,090
FIRST TR EXCHANGE-TRADED FDCAP STRENGTH ETF33733E1045516,848SHSOLE0 0 0 6,848
WISDOMTREE TRUS MIDCAP DIVID97717W50565715,131SHSOLE0 0 0 15,131
ISHARES TR10+ YR INVST GRD4642895112203,105SHSOLE0 0 0 3,105
ISHARES TRCORE S&P500 ETF46428720020,93645,452SHSOLE0 0 0 45,452
ISHARES TRRUS 2000 VAL ETF4642876303482,126SHSOLE0 0 0 2,126
SCHWAB STRATEGIC TRUS SML CAP ETF8085246072,05620,427SHSOLE0 0 0 20,427
STAG INDL INCCOM85254J10247710,652SHSOLE0 0 0 10,652
PPG INDS INCCOM6935061078265,026SHSOLE0 0 0 5,026
ISHARES TRCORE S&P MCP ETF4642875071,1444,157SHSOLE0 0 0 4,157
VANGUARD INDEX FDSMID CAP ETF9229086296512,641SHSOLE0 0 0 2,641
SPDR SER TRPORTFOLIO INTRMD78464A37550513,961SHSOLE0 0 0 13,961
ISHARES TRCORE LT USDB ETF4642894792323,155SHSOLE0 0 0 3,155
ISHARES TRU.S. MED DVC ETF46428881080512,870SHSOLE0 0 0 12,870
INTEL CORPCOM4581401003186,232SHSOLE0 0 0 6,232
ISHARES TRCORE MSCI TOTAL46432F8346318,947SHSOLE0 0 0 8,947
VANGUARD INDEX FDSSM CP VAL ETF9229086112411,374SHSOLE0 0 0 1,374
ISHARES TR20 YR TR BD ETF4642874324743,116SHSOLE0 0 0 3,116
ISHARES TRUS TREAS BD ETF46429B26714,516545,302SHSOLE0 0 0 545,302
MERCK & CO INCCOM58933Y1053,55648,435SHSOLE0 0 0 48,435
ISHARES TRCORE MSCI EAFE46432F8423454,688SHSOLE0 0 0 4,688
INVESCO QQQ TRUNIT SER 146090E1033,6189,369SHSOLE0 0 0 9,369
VIRTUS ALLIANZGI EQUITY & COCOM92841M1012086,843SHSOLE0 0 0 6,843
CALAMOS CONV & HIGH INCOME FCOM SHS12811P1081,06268,814SHSOLE0 0 0 68,814
ISHARES TRU.S. TECH ETF4642877211,31811,877SHSOLE0 0 0 11,877
AMERIPRISE FINL INCCOM03076C1067162,437SHSOLE0 0 0 2,437
ISHARES INCCORE MSCI EMKT46434G1034427,284SHSOLE0 0 0 7,284
AMAZON COM INCCOM023135106535156SHSOLE0 0 0 156
JPMORGAN CHASE & COCOM46625H1004732,956SHSOLE0 0 0 2,956
DEERE & COCOM244199105320903SHSOLE0 0 0 903
APPLE INCCOM0378331003,64822,066SHSOLE0 0 0 22,066
ISHARES TRESG AWR MSCI USA46435G42525,770246,748SHSOLE0 0 0 246,748
ISHARES TRJPMORGAN USD EMG4642882812632,418SHSOLE0 0 0 2,418
SELECT SECTOR SPDR TRSBI INT-INDS81369Y7042342,249SHSOLE0 0 0 2,249
UNITED PARCEL SERVICE INCCL B9113121064932,442SHSOLE0 0 0 2,442
ISHARES TRMSCI USA MIN VOL46429B6972,22128,745SHSOLE0 0 0 28,745
ABBVIE INCCOM00287Y1094063,345SHSOLE0 0 0 3,345
ISHARES TRGLOBAL TECH ETF4642872912,62742,380SHSOLE0 0 0 42,380
ISHARES TRIBOXX INV CP ETF4642872421,2949,690SHSOLE0 0 0 9,690
ISHARES TR10-20 YR TRS ETF4642886531,1507,634SHSOLE0 0 0 7,634
ISHARES TREXPONENTIAL TECH46434V3812634,089SHSOLE0 0 0 4,089
ISHARES TRMORNINGSTAR GRWT4642871194786,875SHSOLE0 0 0 6,875
ISHARES TRSHRT NAT MUN ETF4642881584193,901SHSOLE0 0 0 3,901
ISHARES TRPFD AND INCM SEC4642886872175,644SHSOLE0 0 0 5,644
WISDOMTREE TRINTL EQUITY FD97717W70354310,302SHSOLE0 0 0 10,302
ISHARES TREAFE VALUE ETF46428887710,970219,307SHSOLE0 0 0 219,307
SELECT SECTOR SPDR TRSBI CONS DISCR81369Y4072081,030SHSOLE0 0 0 1,030
WASTE MGMT INC DELCOM94106L1093141,922SHSOLE0 0 0 1,922
ISHARES TRBARCLAYS 7 10 YR4642874402682,314SHSOLE0 0 0 2,314
WISDOMTREE TRUS MIDCAP FUND97717W57058310,650SHSOLE0 0 0 10,650