UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F COVER PAGE
OMB APPROVAL
OMB Number:3235-0006
Expires:July 31, 2015
Estimated average burden
hours per response:23.8

Report for the Calendar Year or Quarter Ended:
12-31-2020
Check here if Amendment: Amendment Number:
This Amendment (Check only one.): is a restatement.
adds new holdings entries.

Institutional Investment Manager Filing this Report:

Name:
Novak Financial Planning, LLC
Address:
2231 OLD EMMORTON ROAD
BEL AIR, MD 21015
Form 13F File Number:

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.


Person Signing this Report on Behalf of Reporting Manager:
Name:
File13F.com
Title:
Agent
Phone:
877-588-2679


Signature, Place, and Date of Signing:

Aryn Sands
                         [Signature]
Reno, NEVADA
                 [City, State]
02-01-2021
                           [Date]
                          

Report Type (Check only one.):

13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.) 

13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).) 

13F COMBINATION REPORT. (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)


Form 13F Summary Page

Report Summary:

Number of Other Included Managers:
0
Form 13F Information table Entry Total:
112
Form 13F Information table Value Total:
169886
          (thousands)

List of Other Included Managers:

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.
[If there are no entries in this list, state "NONE" and omit the column headings and list entries.]

  
NONE


UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number:3235-0006
Expires:July 31, 2015
Estimated average burden
hours per response:23.8

COLUMN 1COLUMN 2COLUMN 3COLUMN 4COLUMN 5COLUMN 6COLUMN 7COLUMN 8
VALUESHRS ORSH/PUT/INVESTMENTOTHERVOTING AUTHORITY
NAME OF ISSUERTITLE OF CLASSCUSIP(x$1000)PRN AMTPRNCALLDISCRETIONMANAGERSOLESHAREDNONE
AMAZON COM INCCOM0231351061,508463SHSOLE 0 0 463
APPLE INCCOM0378331003,41125,710SHSOLE 0 0 25,710
BK OF AMERICA CORPCOM0605051041,10836,549SHSOLE 0 0 36,549
BECTON DICKINSON & COCOM0758871099293,714SHSOLE 0 0 3,714
BOEING COCOM0970231055882,745SHSOLE 0 0 2,745
CATERPILLAR INCCOM1491231011,1676,412SHSOLE 0 0 6,412
DBX ETF TRXTRACK MSCI EAFE2330512001,18335,203SHSOLE 0 0 35,203
DISNEY WALT COCOM2546871067474,122SHSOLE 0 0 4,122
EXXON MOBIL CORPCOM30231G10278919,136SHSOLE 0 0 19,136
FACEBOOK INCCL A30303M1027652,802SHSOLE 0 0 2,802
GENERAL ELECTRIC COCOM36960410318717,293SHSOLE 0 0 17,293
GRAINGER W W INCCOM384802104204500SHSOLE 0 0 500
HOME DEPOT INCCOM437076102237894SHSOLE 0 0 894
INVESCO QQQ TRUNIT SER 146090E1037,96825,397SHSOLE 0 0 25,397
INVESCO EXCHANGE TRADED FD TS&P 500 TOP 5046137V2335882,061SHSOLE 0 0 2,061
INVESCO EXCHANGE TRADED FD TS&P500 EQL MAT46137V3166534,681SHSOLE 0 0 4,681
INVESCO EXCHANGE TRADED FD TS&P500 EQL WGT46137V3572,93823,034SHSOLE 0 0 23,034
INVESCO EXCHANGE TRADED FD TS&P500 EQL STP46137V3733812,514SHSOLE 0 0 2,514
INVESCO EXCHANGE TRADED FD TDYNMC PHRMCTLS46137V6624175,836SHSOLE 0 0 5,836
INVESCO EXCH TRADED FD TR IIS&P MIDCP LOW46138E1982916,056SHSOLE 0 0 6,056
INVESCO EXCH TRADED FD TR IIS&P500 LOW VOL46138E35467512,012SHSOLE 0 0 12,012
INVESCO EXCH TRADED FD TR IIS&P SMLCP LOW46138G10241010,071SHSOLE 0 0 10,071
INVESCO EXCH TRADED FD TR IISR LN ETF46138G50825011,223SHSOLE 0 0 11,223
ISHARES SILVER TRISHARES46428Q1092289,284SHSOLE 0 0 9,284
ISHARES GOLD TRUSTISHARES4642851053,245178,980SHSOLE 0 0 178,980
ISHARES INCMSCI GBL MIN VOL4642865252072,137SHSOLE 0 0 2,137
ISHARES INCMSCI EMERG MRKT46428653386414,140SHSOLE 0 0 14,140
ISHARES TRSELECT DIVID ETF4642871681,01510,554SHSOLE 0 0 10,554
ISHARES TRTIPS BD ETF4642871767215,649SHSOLE 0 0 5,649
ISHARES TRCORE US AGGBD ET4642872261,67714,188SHSOLE 0 0 14,188
ISHARES TRIBOXX INV CP ETF4642872423,14822,791SHSOLE 0 0 22,791
ISHARES TRMSCI EAFE ETF4642874653,04041,661SHSOLE 0 0 41,661
ISHARES TRRUS MDCP VAL ETF4642874732312,377SHSOLE 0 0 2,377
ISHARES TRRUS MD CP GR ETF4642874813153,072SHSOLE 0 0 3,072
ISHARES TRCORE S&P MCP ETF4642875071,1234,884SHSOLE 0 0 4,884
ISHARES TRRUS 1000 GRW ETF4642876147212,988SHSOLE 0 0 2,988
ISHARES TRS&P MC 400VL ETF4642877052973,444SHSOLE 0 0 3,444
ISHARES TRUS HLTHCARE ETF464287762208846SHSOLE 0 0 846
ISHARES TRCORE S&P SCP ETF4642878041,24513,552SHSOLE 0 0 13,552
ISHARES TRSP SMCP600VL ETF46428787997311,971SHSOLE 0 0 11,971
ISHARES TRS&P SML 600 GWT4642878876115,352SHSOLE 0 0 5,352
ISHARES TRISHS 1-5YR INVS46428864656710,270SHSOLE 0 0 10,270
ISHARES TRUS AER DEF ETF4642887601,07511,348SHSOLE 0 0 11,348
ISHARES TRRUS TP200 GR ETF4642894383,22224,222SHSOLE 0 0 24,222
ISHARES TRFLTG RATE NT ETF46429B65585616,881SHSOLE 0 0 16,881
ISHARES TRMSCI EAFE MIN VL46429B6892,30031,330SHSOLE 0 0 31,330
ISHARES TRMSCI USA MIN VOL46429B6975037,417SHSOLE 0 0 7,417
ISHARES TRMSCI USA QLT FCT46432F3391,64914,189SHSOLE 0 0 14,189
ISHARES TRCORE MSCI EAFE46432F8422,99143,286SHSOLE 0 0 43,286
ISHARES TRCORE TOTAL USD46434V6132,76650,670SHSOLE 0 0 50,670
ISHARES TRCORE DIV GRWTH46434V6211,08924,287SHSOLE 0 0 24,287
ISHARES TRBLACKROCK ULTRA46434V8787,004138,647SHSOLE 0 0 138,647
JPMORGAN CHASE & COCOM46625H1004063,192SHSOLE 0 0 3,192
J P MORGAN EXCHANGE-TRADED FULTRA SHRT INC46641Q83754710,774SHSOLE 0 0 10,774
JOHNSON & JOHNSONCOM4781601042151,366SHSOLE 0 0 1,366
MICROSOFT CORPCOM5949181042971,336SHSOLE 0 0 1,336
NEXTERA ENERGY INCCOM65339F1014896,339SHSOLE 0 0 6,339
PNC FINL SVCS GROUP INCCOM6934751051,1317,594SHSOLE 0 0 7,594
PFIZER INCCOM71708110346612,647SHSOLE 0 0 12,647
PIMCO ETF TRENHAN SHRT MA AC72201R8336095,968SHSOLE 0 0 5,968
PRICE T ROWE GROUP INCCOM74144T1083452,282SHSOLE 0 0 2,282
PROCTER AND GAMBLE COCOM7427181092,53318,208SHSOLE 0 0 18,208
SPDR S&P 500 ETF TRTR UNIT78462F1031,3683,659SHSOLE 0 0 3,659
SPDR GOLD TRGOLD SHS78463V1079,71754,480SHSOLE 0 0 54,480
SPDR SER TRS&P 600 SMCP GRW78464A2012,05826,952SHSOLE 0 0 26,952
SPDR SER TRS&P 600 SMCP VAL78464A3002023,045SHSOLE 0 0 3,045
SPDR SER TRS&P DIVID ETF78464A7634,30040,591SHSOLE 0 0 40,591
SSGA ACTIVE ETF TRBLKSTN GSOSRLN78467V60855412,127SHSOLE 0 0 12,127
SPDR S&P MIDCAP 400 ETF TRUTSER1 S&PDCRP78467Y1073,1737,557SHSOLE 0 0 7,557
SPDR SER TRBLOOMBERG SRT TR78468R40841715,479SHSOLE 0 0 15,479
SCHWAB STRATEGIC TRUS DIVIDEND EQ8085247972,26035,242SHSOLE 0 0 35,242
SCHWAB STRATEGIC TRINTRM TRM TRES80852485466111,349SHSOLE 0 0 11,349
SCHWAB STRATEGIC TRUS TIPS ETF80852487063710,256SHSOLE 0 0 10,256
SELECT SECTOR SPDR TRSBI CONS STPLS81369Y30873510,898SHSOLE 0 0 10,898
SELECT SECTOR SPDR TRSBI CONS DISCR81369Y4072191,365SHSOLE 0 0 1,365
SELECT SECTOR SPDR TRENERGY81369Y5062707,111SHSOLE 0 0 7,111
SELECT SECTOR SPDR TRSBI INT-FINL81369Y6052,04469,345SHSOLE 0 0 69,345
SELECT SECTOR SPDR TRRL EST SEL SEC81369Y8601,74047,597SHSOLE 0 0 47,597
SELECT SECTOR SPDR TRSBI INT-UTILS81369Y8861,57725,144SHSOLE 0 0 25,144
SOUTHWEST AIRLS COCOM8447411082685,740SHSOLE 0 0 5,740
TESLA INCCOM88160R101306434SHSOLE 0 0 434
UNDER ARMOUR INCCL A90431110791353,155SHSOLE 0 0 53,155
UNITEDHEALTH GROUP INCCOM91324P1021,3033,715SHSOLE 0 0 3,715
VANGUARD SPECIALIZED FUNDSDIV APP ETF9219088446,16243,647SHSOLE 0 0 43,647
VANGUARD WORLD FDMEGA CAP VAL ETF9219108401,31215,112SHSOLE 0 0 15,112
VANGUARD BD INDEX FDSINTERMED TERM9219378197,67682,670SHSOLE 0 0 82,670
VANGUARD BD INDEX FDSSHORT TRM BOND9219378274,48354,079SHSOLE 0 0 54,079
VANGUARD TAX-MANAGED INTL FDFTSE DEV MKT ETF9219438581,80438,208SHSOLE 0 0 38,208
VANGUARD MALVERN FDSSTRM INFPROIDX92202080580615,770SHSOLE 0 0 15,770
VANGUARD CHARLOTTE FDSINTL BD IDX ETF92203J4071,04417,827SHSOLE 0 0 17,827
VANGUARD WORLD FDSCONSUM DIS ETF92204A1083001,091SHSOLE 0 0 1,091
VANGUARD WORLD FDSCONSUM STP ETF92204A2073081,772SHSOLE 0 0 1,772
VANGUARD WORLD FDSENERGY ETF92204A30693818,090SHSOLE 0 0 18,090
VANGUARD WORLD FDSHEALTH CAR ETF92204A5042,1499,605SHSOLE 0 0 9,605
VANGUARD INTL EQUITY INDEX FALLWRLD EX US92204277565511,217SHSOLE 0 0 11,217
VANGUARD INTL EQUITY INDEX FFTSE EMR MKT ETF9220428585,227104,302SHSOLE 0 0 104,302
VANGUARD SCOTTSDALE FDSSHRT TRM CORP BD92206C4097759,308SHSOLE 0 0 9,308
VANGUARD SCOTTSDALE FDSINT-TERM CORP92206C8701,81018,638SHSOLE 0 0 18,638
VANGUARD INDEX FDSS&P 500 ETF SHS922908363305888SHSOLE 0 0 888
VANGUARD INDEX FDSMCAP VL IDXVIP9229085121,45012,193SHSOLE 0 0 12,193
VANGUARD INDEX FDSMCAP GR IDXVIP9229085381,0174,796SHSOLE 0 0 4,796
VANGUARD INDEX FDSREAL ESTATE ETF9229085531,92022,611SHSOLE 0 0 22,611
VANGUARD INDEX FDSSML CP GRW ETF9229085954941,845SHSOLE 0 0 1,845
VANGUARD INDEX FDSMID CAP ETF9229086291,3326,443SHSOLE 0 0 6,443
VANGUARD INDEX FDSEXTEND MKT ETF9229086521,3918,445SHSOLE 0 0 8,445
VANGUARD INDEX FDSGROWTH ETF9229087363,98515,728SHSOLE 0 0 15,728
VANGUARD INDEX FDSSMALL CP ETF9229087512,43312,497SHSOLE 0 0 12,497
VANGUARD INDEX FDSTOTAL STK MKT9229087695,25627,004SHSOLE 0 0 27,004
VERIZON COMMUNICATIONS INCCOM92343V10499716,963SHSOLE 0 0 16,963
VISA INCCOM CL A92826C8392291,045SHSOLE 0 0 1,045
WALMART INCCOM9311421032892,007SHSOLE 0 0 2,007
WISDOMTREE TRUS SMALLCAP DIVD97717W60429411,034SHSOLE 0 0 11,034