UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F COVER PAGE
OMB APPROVAL
OMB Number:3235-0006
Expires:July 31, 2015
Estimated average burden
hours per response:23.8
Report for the Calendar Year or Quarter Ended:
09-30-2022
Check here if Amendment: ☐ Amendment Number:
This Amendment (Check only one.):☐ is a restatement.
☐ adds new holdings entries.

Institutional Investment Manager Filing this Report:

Name:
Financial Strategies Group, Inc.
Address:
2270 JOLLY OAK RD., SUITE 2
OKEMOS, MI 48864
Form 13F File Number:
028-19935

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.


Person Signing this Report on Behalf of Reporting Manager:
Name:
Kristin Prieur
Title:
CCO
Phone:
810-441-7385


Signature, Place, and Date of Signing:

Kristin Prieur
                         [Signature]
Flint, MICHIGAN
                 [City, State]
10-26-2022
                           [Date]
                          

Report Type (Check only one.):

☐ 13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.) 

☐ 13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).) 

☒ 13F COMBINATION REPORT. (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)



List of Other Managers Reporting for this Manager
[If there are no entries in this list, omit this section.]



Form 13F File NumberNameCIK
 
Morningstar Investment Services
 

Form 13F Summary Page

Report Summary:

Number of Other Included Managers:
0
Form 13F Information table Entry Total:
220590
Form 13F Information table Value Total:
76
          (thousands)

List of Other Included Managers:

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.
[If there are no entries in this list, state "NONE" and omit the column headings and list entries.]

  
NONE


UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number:3235-0006
Expires:July 31, 2015
Estimated average burden
hours per response:23.8
COLUMN 1COLUMN 2COLUMN 3COLUMN 4COLUMN 5COLUMN 6COLUMN 7COLUMN 8
VALUESHRS ORSH/PUT/INVESTMENTOTHERVOTING AUTHORITY
NAME OF ISSUERTITLE OF CLASSCUSIP(x$1000)PRN AMTPRNCALLDISCRETIONMANAGERSOLESHAREDNONE
ALIBABA GROUP HLDG LTDSPONSORED ADS01609W10297612,205SHSOLE0 0 0 12,205
ALPHABET INCCAP STK CL C02079K1071,48315,427SHSOLE0 0 0 15,427
AMAZON COM INCCOM0231351061,75215,503SHSOLE0 0 0 15,503
APPLE INCCOM0378331001,99114,410SHSOLE0 0 0 14,410
BERKSHIRE HATHAWAY INC DELCL B NEW0846707021,5595,838SHSOLE0 0 0 5,838
BP PLCSPONSORED ADR0556221042579,000SHSOLE0 0 0 9,000
CHEVRON CORP NEWCOM1667641002912,022SHSOLE0 0 0 2,022
COCA COLA COCOM1912161002764,928SHSOLE0 0 0 4,928
CSX CORPCOM12640810328810,800SHSOLE0 0 0 10,800
DEERE & COCOM244199105275824SHSOLE0 0 0 824
EXXON MOBIL CORPCOM30231G1021,64518,844SHSOLE0 0 0 18,844
FIRST TR EXCH TRADED FD IIIMANAGD MUN ETF33739N1082966,074SHSOLE0 0 0 6,074
FIRST TR EXCHNG TRADED FD VICBOE VEST FD DEP33740U7039,086475,454SHSOLE0 0 0 475,454
FORD MTR CO DELCOM34537086090480,738SHSOLE0 0 0 80,738
GOLDMAN SACHS ETF TRACTIVEBETA INT3814301072128,555SHSOLE0 0 0 8,555
GRANITESHARES GOLD TRSHS BEN INT38748G10182550,084SHSOLE0 0 0 50,084
HCA HEALTHCARE INCCOM40412C1019595,216SHSOLE0 0 0 5,216
HUNTINGTON BANCSHARES INCCOM44615010426720,223SHSOLE0 0 0 20,223
ISHARES INCJP MORGAN EM ETF4642865175,822180,199SHSOLE0 0 0 180,199
ISHARES TRNATIONAL MUN ETF4642884141,03610,097SHSOLE0 0 0 10,097
ISHARES TRSHRT NAT MUN ETF4642881589969,705SHSOLE0 0 0 9,705
ISHARES TRAGGRES ALLOC ETF4642898593816,870SHSOLE0 0 0 6,870
ISHARES TRCORE US AGGBD ET4642872261,18912,341SHSOLE0 0 0 12,341
ISHARES TRCORE S&P500 ETF4642872006271,748SHSOLE0 0 0 1,748
ISHARES TRCORE S&P MCP ETF4642875073,09214,104SHSOLE0 0 0 14,104
ISHARES TR0-5YR HI YL CP46434V4075,784144,819SHSOLE0 0 0 144,819
J P MORGAN EXCHANGE TRADED FMUNICIPAL ETF46641Q6473427,065SHSOLE0 0 0 7,065
J P MORGAN EXCHANGE TRADED FULTRA SHRT INC46641Q8374619,198SHSOLE0 0 0 9,198
JPMORGAN CHASE & COCOM46625H1001,05410,090SHSOLE0 0 0 10,090
KLA CORPCOM NEW4824801009113,010SHSOLE0 0 0 3,010
LOWES COS INCCOM5486611071,1115,916SHSOLE0 0 0 5,916
MCDONALDS CORPCOM5801351015102,212SHSOLE0 0 0 2,212
MERCK & CO INCCOM58933Y1053914,541SHSOLE0 0 0 4,541
METLIFE INCCOM59156R10882413,558SHSOLE0 0 0 13,558
MICROSOFT CORPCOM5949181041,1695,018SHSOLE0 0 0 5,018
NEXTERA ENERGY INCCOM65339F1014135,267SHSOLE0 0 0 5,267
NIKE INCCL B6541061033103,729SHSOLE0 0 0 3,729
PEPSICO INCCOM7134481081,0586,481SHSOLE0 0 0 6,481
PFIZER INCCOM71708110349411,287SHSOLE0 0 0 11,287
PIMCO ETF TRENHAN SHRT MA AC72201R8331,71317,326SHSOLE0 0 0 17,326
PROCTER AND GAMBLE COCOM7427181091,28210,156SHSOLE0 0 0 10,156
PROGRESSIVE CORPCOM7433151031,1019,478SHSOLE0 0 0 9,478
SCHWAB STRATEGIC TRSCHWAB FDT US LG80852477112,083252,992SHSOLE0 0 0 252,992
SCHWAB STRATEGIC TRUS TIPS ETF8085248708,221158,713SHSOLE0 0 0 158,713
SCHWAB STRATEGIC TR1 5YR CORP BD80852471465814,203SHSOLE0 0 0 14,203
SCHWAB STRATEGIC TRUS LCAP VA ETF8085244091,36723,372SHSOLE0 0 0 23,372
SPDR INDEX SHS FDSPORTFOLIO DEVLPD78463X88922,639877,474SHSOLE0 0 0 877,474
SPDR INDEX SHS FDSPORTFOLIO EMG MK78463X50913,744442,777SHSOLE0 0 0 442,777
SPDR INDEX SHS FDSS&P EMKTSC ETF78463X7561,43531,497SHSOLE0 0 0 31,497
SPDR INDEX SHS FDSMSCI EAFE STRTGC78463X4342,80250,230SHSOLE0 0 0 50,230
SPDR INDEX SHS FDSS&P INTL SMLCP78463X8711,19045,642SHSOLE0 0 0 45,642
SPDR SER TRS&P 600 SMCP VAL78464A3008,076120,283SHSOLE0 0 0 120,283
SPDR SER TRS&P 600 SMCP GRW78464A2013,82856,197SHSOLE0 0 0 56,197
SPDR SER TRNUVEEN BLMBRG SH78468R7392385,173SHSOLE0 0 0 5,173
SPDR SER TRPORTFLI TIPS ETF78464A6561,02740,506SHSOLE0 0 0 40,506
SPDR SER TRBLOOMBERG EMERGI78464A39133617,706SHSOLE0 0 0 17,706
SPDR SER TRPORTFOLIO AGRGTE78464A64913,151527,091SHSOLE0 0 0 527,091
SPDR SER TRBLOOMBERG SHT TE78468R40838816,298SHSOLE0 0 0 16,298
SPDR SER TRPORTFOLI S&P150078464A80534,106773,203SHSOLE0 0 0 773,203
SPDR SER TRNUVEEN BLOOMBERG78464A28454811,437SHSOLE0 0 0 11,437
SPDR SER TRPORTFOLIO S&P40078464A84712,494324,011SHSOLE0 0 0 324,011
SSGA ACTIVE ETF TRSPDR TR TACTIC78467V8483629,001SHSOLE0 0 0 9,001
VANECK ETF TRUSTIG FLOATING RATE92189F48666626,830SHSOLE0 0 0 26,830
VANECK ETF TRUSTHIGH YLD MUNIETF92189H4092675,349SHSOLE0 0 0 5,349
VANGUARD ADMIRAL FDS INCSMLCP 600 VAL9219327789726,808SHSOLE0 0 0 6,808
VANGUARD BD INDEX FDSTOTAL BND MRKT9219378356268,780SHSOLE0 0 0 8,780
VANGUARD INDEX FDSTOTAL STK MKT9229087691,90310,602SHSOLE0 0 0 10,602
VANGUARD INDEX FDSVALUE ETF9229087442031,640SHSOLE0 0 0 1,640
VANGUARD INTL EQUITY INDEX FFTSE EMR MKT ETF9220428582,23661,273SHSOLE0 0 0 61,273
VANGUARD MUN BD FDSTAX EXEMPT BD92290774692819,285SHSOLE0 0 0 19,285
VANGUARD SCOTTSDALE FDSSHRT TRM CORP BD92206C4096,83191,958SHSOLE0 0 0 91,958
VANGUARD TAX-MANAGED FDSVAN FTSE DEV MKT9219438582,71674,701SHSOLE0 0 0 74,701
VERIZON COMMUNICATIONS INCCOM92343V1041,42037,391SHSOLE0 0 0 37,391
WALMART INCCOM9311421032321,786SHSOLE0 0 0 1,786
WASTE MGMT INC DELCOM94106L1093041,895SHSOLE0 0 0 1,895
WORLD GOLD TRSPDR GLD MINIS98149E3037,180217,703SHSOLE0 0 0 217,703