UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F COVER PAGE
OMB APPROVAL
OMB Number:3235-0006
Expires:July 31, 2015
Estimated average burden
hours per response:23.8
Report for the Calendar Year or Quarter Ended:
06-30-2025
Check here if Amendment: ☐ Amendment Number:
This Amendment (Check only one.):☐ is a restatement.
☐ adds new holdings entries.

Institutional Investment Manager Filing this Report:

Name:
My Personal CFO, LLC
Address:
1220 MAIN STREET, SUITE 400
VANCOUVER, WA 98660
Form 13F File Number:
028-22439

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.


Person Signing this Report on Behalf of Reporting Manager:
Name:
Aryn Sands
Title:
Agent
Phone:
844-844-3453


Signature, Place, and Date of Signing:

Aryn Sands
                         [Signature]
Reno, NEVADA
                 [City, State]
07-21-2025
                           [Date]
                          

Report Type (Check only one.):

☒ 13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.) 

☐ 13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).) 

☐ 13F COMBINATION REPORT. (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)


Form 13F Summary Page

Report Summary:

Number of Other Included Managers:
0
Form 13F Information table Entry Total:
92
Form 13F Information table Value Total:
219998361
          (thousands)

List of Other Included Managers:

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.
[If there are no entries in this list, state "NONE" and omit the column headings and list entries.]

  
NONE


UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number:3235-0006
Expires:July 31, 2015
Estimated average burden
hours per response:23.8
COLUMN 1COLUMN 2COLUMN 3COLUMN 4COLUMN 5COLUMN 6COLUMN 7COLUMN 8
VALUESHRS ORSH/PUT/INVESTMENTOTHERVOTING AUTHORITY
NAME OF ISSUERTITLE OF CLASSCUSIP(x$1000)PRN AMTPRNCALLDISCRETIONMANAGERSOLESHAREDNONE
ADVANCED MICRO DEVICES INCCOM007903107967,6166,819SHSOLE 0 0 6,819
AGILENT TECHNOLOGIES INCCOM00846U101413,0353,500SHSOLE 0 0 3,500
ALPHABET INCCAP STK CL C02079K107349,2971,969SHSOLE 0 0 1,969
ALPHABET INCCAP STK CL A02079K305231,6021,314SHSOLE 0 0 1,314
AMAZON COM INCCOM023135106735,1763,351SHSOLE 0 0 3,351
AMERICAN CENTY ETF TRUS EQT ETF02507288514,007,436138,935SHSOLE 0 0 138,935
APPLE INCCOM03783310011,429,76255,709SHSOLE 0 0 55,709
APPLIED MATLS INCCOM0382221051,286,6167,028SHSOLE 0 0 7,028
BANK AMERICA CORPCOM060505104314,1106,638SHSOLE 0 0 6,638
BERKSHIRE HATHAWAY INC DELCL B NEW0846707023,987,6868,209SHSOLE 0 0 8,209
BROADCOM INCCOM11135F101284,8921,034SHSOLE 0 0 1,034
DIMENSIONAL ETF TRUSTUS CORE EQT MKT25434V1046,770,427159,831SHSOLE 0 0 159,831
DIMENSIONAL ETF TRUSTINTL CORE EQT MK25434V2034,197,527121,421SHSOLE 0 0 121,421
DISNEY WALT COCOM254687106446,6353,602SHSOLE 0 0 3,602
EXXON MOBIL CORPCOM30231G102265,0622,459SHSOLE 0 0 2,459
META PLATFORMS INCCL A30303M1021,526,6582,068SHSOLE 0 0 2,068
GOLDMAN SACHS GROUP INCCOM38141G104215,864305SHSOLE 0 0 305
HOME DEPOT INCCOM437076102721,1811,967SHSOLE 0 0 1,967
INNOVATOR ETFS TRUSTUS EQTY BUFR MAY45782C326571,81013,550SHSOLE 0 0 13,550
INNOVATOR ETFS TRUSTUS SML CP PWR ET45782C342412,30112,731SHSOLE 0 0 12,731
INNOVATOR ETFS TRUSTUS EQTY BUFR MAR45782C3912,427,01449,490SHSOLE 0 0 49,490
INNOVATOR ETFS TRUSTUS EQTY BUFR JAN45782C4092,333,58646,463SHSOLE 0 0 46,463
INNOVATOR ETFS TRUSTUS EQTY BUFR FEB45782C4333,407,46576,315SHSOLE 0 0 76,315
INNOVATOR ETFS TRUSTGRWT100 PWR BF45782C4661,979,25039,000SHSOLE 0 0 39,000
INNOVATOR ETFS TRUSTUS EQTY PWR BUF45782C508449,53010,205SHSOLE 0 0 10,205
INNOVATOR ETFS TRUSTEMRGNG MKT JAN45782C516864,72726,990SHSOLE 0 0 26,990
INNOVATOR ETFS TRUSTINTRNL DEV JAN45782C5241,937,08056,630SHSOLE 0 0 56,630
INNOVATOR ETFS TRUSTUS EQTY BUF DEC45782C5573,358,68574,373SHSOLE 0 0 74,373
INNOVATOR ETFS TRUSTUS EQTY BUF NOV45782C5812,661,30864,510SHSOLE 0 0 64,510
INNOVATOR ETFS TRUSTUS EQTY BUF SEP45782C6641,001,74622,180SHSOLE 0 0 22,180
INNOVATOR ETFS TRUSTUS EQTY BUFR JUN45782C755900,58120,580SHSOLE 0 0 20,580
INNOVATOR ETFS TRUSTUS EQTY BUF OCT45782C7711,178,74625,935SHSOLE 0 0 25,935
INNOVATOR ETFS TRUSTUS EQTY BUFR JUL45782C7892,847,59560,420SHSOLE 0 0 60,420
INNOVATOR ETFS TRUSTUS EQT BUFR APR45782C8884,151,40391,870SHSOLE 0 0 91,870
INVESCO QQQ TRUNIT SER 146090E1038,533,24615,469SHSOLE 0 0 15,469
ISHARES TRCORE S&P TTL STK4642871501,659,23612,287SHSOLE 0 0 12,287
ISHARES TRSELECT DIVID ETF4642871682,905,14021,874SHSOLE 0 0 21,874
ISHARES TRCORE S&P500 ETF4642872002,033,5843,275SHSOLE 0 0 3,275
ISHARES TRRUS MID CAP ETF464287499525,8515,718SHSOLE 0 0 5,718
ISHARES TRCORE S&P MCP ETF464287507442,8237,140SHSOLE 0 0 7,140
ISHARES TRISHARES BIOTECH464287556650,2615,140SHSOLE 0 0 5,140
ISHARES TRUS HLTHCARE ETF4642877621,397,88024,750SHSOLE 0 0 24,750
ISHARES TREAFE SML CP ETF4642882734,822,08366,347SHSOLE 0 0 66,347
ISHARES TR3 7 YR TREAS BD464288661249,6132,096SHSOLE 0 0 2,096
ISHARES TREAFE GRWTH ETF464288885274,0642,447SHSOLE 0 0 2,447
ISHARES INCCORE MSCI EMKT46434G103341,0615,682SHSOLE 0 0 5,682
ISHARES TRMSCI INTL QUALTY46434V4562,580,71859,711SHSOLE 0 0 59,711
JPMORGAN CHASE & CO.COM46625H100843,7562,910SHSOLE 0 0 2,910
JOHNSON & JOHNSONCOM478160104638,1904,178SHSOLE 0 0 4,178
MICROSOFT CORPCOM59491810418,064,84336,318SHSOLE 0 0 36,318
NETFLIX INCCOM64110L106219,617164SHSOLE 0 0 164
NVIDIA CORPORATIONCOM67066G1042,520,90615,956SHSOLE 0 0 15,956
OKTA INCCL A67929510511,033,389110,367SHSOLE 0 0 110,367
ORCHID IS CAP INCCOM NEW68571X30170,10010,000SHSOLE 0 0 10,000
SPDR S&P 500 ETF TRTR UNIT78462F1036,422,55110,395SHSOLE 0 0 10,395
SPDR SERIES TRUSTS&P DIVID ETF78464A763380,0442,800SHSOLE 0 0 2,800
SPDR SERIES TRUSTPORTFOLIO S&P40078464A847229,9194,228SHSOLE 0 0 4,228
SPDR SERIES TRUSTPORTFOLIO S&P50078464A8542,253,31730,999SHSOLE 0 0 30,999
SPDR SERIES TRUSTBLOOMBERG INVT78468R200215,8107,000SHSOLE 0 0 7,000
SALESFORCE INCCOM79466L302225,529827SHSOLE 0 0 827
SCHWAB STRATEGIC TRUS BRD MKT ETF808524102601,00325,220SHSOLE 0 0 25,220
SCHWAB STRATEGIC TRUS DIVIDEND EQ8085247971,594,19760,158SHSOLE 0 0 60,158
SCHWAB STRATEGIC TRINTL EQTY ETF808524805648,19929,330SHSOLE 0 0 29,330
SELECT SECTOR SPDR TRSBI HEALTHCARE81369Y209448,3713,326SHSOLE 0 0 3,326
SELECT SECTOR SPDR TRSBI CONS STPLS81369Y308283,8443,506SHSOLE 0 0 3,506
SELECT SECTOR SPDR TRENERGY81369Y506228,5872,695SHSOLE 0 0 2,695
SELECT SECTOR SPDR TRTECHNOLOGY81369Y803624,6672,467SHSOLE 0 0 2,467
STAGWELL INCCOM CL A85256A1092,497,631555,029SHSOLE 0 0 555,029
T ROWE PRICE ETF INCFLOATING RATE87283Q8832,412,91946,917SHSOLE 0 0 46,917
UNITEDHEALTH GROUP INCCOM91324P102547,1951,754SHSOLE 0 0 1,754
VANGUARD SPECIALIZED FUNDSDIV APP ETF921908844328,7141,606SHSOLE 0 0 1,606
VANGUARD STAR FDSVG TL INTL STK F921909768221,3713,204SHSOLE 0 0 3,204
VANGUARD WORLD FDESG US STK ETF9219107333,021,36727,557SHSOLE 0 0 27,557
VANGUARD ADMIRAL FDS INC500 GRTH IDX F921932505266,512672SHSOLE 0 0 672
VANGUARD BD INDEX FDSSHORT TRM BOND921937827338,2394,298SHSOLE 0 0 4,298
VANGUARD BD INDEX FDSTOTAL BND MRKT921937835666,1899,048SHSOLE 0 0 9,048
VANGUARD TAX-MANAGED FDSVAN FTSE DEV MKT921943858855,34515,003SHSOLE 0 0 15,003
VANGUARD WHITEHALL FDSHIGH DIV YLD9219464062,288,26617,165SHSOLE 0 0 17,165
VANGUARD WORLD FDENERGY ETF92204A3062,748,99923,078SHSOLE 0 0 23,078
VANGUARD WORLD FDINF TECH ETF92204A702504,564761SHSOLE 0 0 761
VANGUARD INTL EQUITY INDEX FFTSE EMR MKT ETF9220428581,138,47323,018SHSOLE 0 0 23,018
VANGUARD SCOTTSDALE FDSSHORT TERM TREAS92206C102307,7725,236SHSOLE 0 0 5,236
VANGUARD SCOTTSDALE FDSVNG RUS1000GRW92206C680399,5893,659SHSOLE 0 0 3,659
VANGUARD INDEX FDSS&P 500 ETF SHS9229083634,893,5358,615SHSOLE 0 0 8,615
VANGUARD INDEX FDSREAL ESTATE ETF9229085533,023,86633,953SHSOLE 0 0 33,953
VANGUARD INDEX FDSSM CP VAL ETF922908611300,8541,543SHSOLE 0 0 1,543
VANGUARD INDEX FDSMID CAP ETF9229086293,899,31513,935SHSOLE 0 0 13,935
VANGUARD INDEX FDSLARGE CAP ETF922908637396,7181,391SHSOLE 0 0 1,391
VANGUARD INDEX FDSGROWTH ETF922908736295,854675SHSOLE 0 0 675
VANGUARD INDEX FDSSMALL CP ETF922908751686,5162,897SHSOLE 0 0 2,897
VANGUARD INDEX FDSTOTAL STK MKT92290876934,375,646113,104SHSOLE 0 0 113,104
WAYFAIR INCCL A94419L101987,10419,302SHSOLE 0 0 19,302