UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 13F FORM 13F INFORMATION TABLE |
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| COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 | ||||
| VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY | |||||
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
| AMAZON COM INC | COM | 023135106 | 358,831 | 1,886 | SH | SOLE | 1,886 | 0 | 0 | ||
| AMERICAN CENTY ETF TR | AVANTIS EMGMKT | 025072604 | 1,457,780 | 24,227 | SH | SOLE | 24,227 | 0 | 0 | ||
| AMERICAN CENTY ETF TR | INTL SMCP VLU | 025072802 | 425,624 | 6,103 | SH | SOLE | 6,103 | 0 | 0 | ||
| AMERICAN CENTY ETF TR | REAL ESTATE ETF | 025072356 | 9,521,843 | 221,387 | SH | SOLE | 221,387 | 0 | 0 | ||
| AMERICAN CENTY ETF TR | US SML CP VALU | 025072877 | 1,731,809 | 19,867 | SH | SOLE | 19,867 | 0 | 0 | ||
| APPLE INC | COM | 037833100 | 1,271,242 | 5,723 | SH | SOLE | 5,723 | 0 | 0 | ||
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 | 452,020 | 1,479 | SH | SOLE | 1,479 | 0 | 0 | ||
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 | 296,115 | 556 | SH | SOLE | 556 | 0 | 0 | ||
| BROADRIDGE FINL SOLUTIONS IN | COM | 11133T103 | 260,413 | 1,074 | SH | SOLE | 1,074 | 0 | 0 | ||
| COLGATE PALMOLIVE CO | COM | 194162103 | 330,762 | 3,530 | SH | SOLE | 3,530 | 0 | 0 | ||
| COSTCO WHSL CORP NEW | COM | 22160K105 | 421,860 | 446 | SH | SOLE | 446 | 0 | 0 | ||
| CVB FINL CORP | COM | 126600105 | 1,493,635 | 80,912 | SH | SOLE | 80,912 | 0 | 0 | ||
| DIMENSIONAL ETF TRUST | EMERGING MKTS CO | 25434V732 | 23,977,789 | 906,190 | SH | SOLE | 906,190 | 0 | 0 | ||
| DIMENSIONAL ETF TRUST | GLOBAL REAL EST | 25434V658 | 701,580 | 26,717 | SH | SOLE | 26,717 | 0 | 0 | ||
| DIMENSIONAL ETF TRUST | INTERNATNAL VAL | 25434V807 | 341,676 | 8,681 | SH | SOLE | 8,681 | 0 | 0 | ||
| DIMENSIONAL ETF TRUST | INTL SMALL CAP V | 25434V781 | 10,619,050 | 364,665 | SH | SOLE | 364,665 | 0 | 0 | ||
| DIMENSIONAL ETF TRUST | NATL MUN BD ETF | 25434V849 | 249,234 | 5,239 | SH | SOLE | 5,239 | 0 | 0 | ||
| DIMENSIONAL ETF TRUST | SHORT DURATION F | 25434V864 | 287,589 | 6,051 | SH | SOLE | 6,051 | 0 | 0 | ||
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 | 2,168,335 | 65,727 | SH | SOLE | 65,727 | 0 | 0 | ||
| DIMENSIONAL ETF TRUST | US EQUITY MARKET | 25434V401 | 664,493 | 10,987 | SH | SOLE | 10,987 | 0 | 0 | ||
| DIMENSIONAL ETF TRUST | US MKTWIDE VALUE | 25434V724 | 936,864 | 22,734 | SH | SOLE | 22,734 | 0 | 0 | ||
| DIMENSIONAL ETF TRUST | US SMALL CAP VAL | 25434V815 | 22,175,092 | 787,747 | SH | SOLE | 787,747 | 0 | 0 | ||
| ELI LILLY & CO | COM | 532457108 | 549,231 | 665 | SH | SOLE | 665 | 0 | 0 | ||
| EXXON MOBIL CORP | COM | 30231G102 | 613,326 | 5,157 | SH | SOLE | 5,157 | 0 | 0 | ||
| HONEYWELL INTL INC | COM | 438516106 | 214,335 | 1,012 | SH | SOLE | 1,012 | 0 | 0 | ||
| ISHARES TR | CORE S&P500 ETF | 464287200 | 846,344 | 1,506 | SH | SOLE | 1,506 | 0 | 0 | ||
| ISHARES TR | CRE U S REIT ETF | 464288521 | 261,619 | 4,542 | SH | SOLE | 4,542 | 0 | 0 | ||
| ISHARES TR | FLTG RATE NT ETF | 46429B655 | 261,946 | 5,130 | SH | SOLE | 5,130 | 0 | 0 | ||
| ISHARES TR | GLOBAL REIT ETF | 46434V647 | 448,654 | 18,494 | SH | SOLE | 18,494 | 0 | 0 | ||
| ISHARES TR | ISHS 5-10YR INVT | 464288638 | 285,919 | 5,444 | SH | SOLE | 5,444 | 0 | 0 | ||
| ISHARES TR | NATIONAL MUN ETF | 464288414 | 6,726,542 | 63,795 | SH | SOLE | 63,795 | 0 | 0 | ||
| ISHARES TR | SHRT NAT MUN ETF | 464288158 | 1,534,972 | 14,536 | SH | SOLE | 14,536 | 0 | 0 | ||
| ISHARES U S ETF TR | BLOOMBERG ROLL | 46431W598 | 277,409 | 5,346 | SH | SOLE | 5,346 | 0 | 0 | ||
| MCKESSON CORP | COM | 58155Q103 | 256,046 | 380 | SH | SOLE | 380 | 0 | 0 | ||
| MICROSOFT CORP | COM | 594918104 | 486,708 | 1,296 | SH | SOLE | 1,296 | 0 | 0 | ||
| NVIDIA CORPORATION | COM | 67066G104 | 236,811 | 2,185 | SH | SOLE | 2,185 | 0 | 0 | ||
| PIMCO ETF TR | INTER MUN BD ACT | 72201R866 | 260,998 | 5,063 | SH | SOLE | 5,063 | 0 | 0 | ||
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 | 2,975,128 | 150,411 | SH | SOLE | 150,411 | 0 | 0 | ||
| SCHWAB STRATEGIC TR | INTL SCEQT ETF | 808524888 | 291,131 | 8,114 | SH | SOLE | 8,114 | 0 | 0 | ||
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 | 4,849,785 | 225,257 | SH | SOLE | 225,257 | 0 | 0 | ||
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 | 350,012 | 15,852 | SH | SOLE | 15,852 | 0 | 0 | ||
| SPDR INDEX SHS FDS | PORTFOLIO DEVLPD | 78463X889 | 990,868 | 27,214 | SH | SOLE | 27,214 | 0 | 0 | ||
| SPDR INDEX SHS FDS | S&P INTL SMLCP | 78463X871 | 397,579 | 12,440 | SH | SOLE | 12,440 | 0 | 0 | ||
| SPDR S&P 500 ETF TR | TR UNIT | 78462F103 | 875,313 | 1,565 | SH | SOLE | 1,565 | 0 | 0 | ||
| SPDR SER TR | PORTFLI INTRMDIT | 78464A672 | 275,884 | 9,653 | SH | SOLE | 9,653 | 0 | 0 | ||
| SPDR SER TR | PORTFOLI S&P1500 | 78464A805 | 1,579,191 | 23,220 | SH | SOLE | 23,220 | 0 | 0 | ||
| SPDR SER TR | PORTFOLIO S&P600 | 78468R853 | 823,094 | 20,194 | SH | SOLE | 20,194 | 0 | 0 | ||
| SPDR SER TR | PRTFLO S&P500 VL | 78464A508 | 2,153,522 | 42,168 | SH | SOLE | 42,168 | 0 | 0 | ||
| SPDR SER TR | S&P 600 SMCP VAL | 78464A300 | 468,914 | 5,981 | SH | SOLE | 5,981 | 0 | 0 | ||
| VANGUARD INDEX FDS | S&P 500 ETF SHS | 922908363 | 311,944 | 607 | SH | SOLE | 607 | 0 | 0 | ||
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 | 93,538,200 | 340,337 | SH | SOLE | 340,337 | 0 | 0 | ||
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 | 1,057,642 | 23,368 | SH | SOLE | 23,368 | 0 | 0 | ||
| VANGUARD SCOTTSDALE FDS | INTER TERM TREAS | 92206C706 | 10,815,714 | 182,083 | SH | SOLE | 182,083 | 0 | 0 | ||
| VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 92206C870 | 11,000,761 | 134,549 | SH | SOLE | 134,549 | 0 | 0 | ||
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 | 10,043,600 | 127,231 | SH | SOLE | 127,231 | 0 | 0 | ||
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 | 718,187 | 3,702 | SH | SOLE | 3,702 | 0 | 0 | ||
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 | 42,683,618 | 839,732 | SH | SOLE | 839,732 | 0 | 0 | ||
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 | 228,885 | 422 | SH | SOLE | 422 | 0 | 0 | ||
| WALMART INC | COM | 931142103 | 512,957 | 5,843 | SH | SOLE | 5,843 | 0 | 0 | ||