Transform Wealth, LLC Form 13F-HR Filed 2022-10-21

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	July 31, 2015
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ABBOTT LABS	COM	002824100	591	6,104	SH		SOLE	CARNICK & KUBIK	0	0	6,104
ABBVIE INC	COM	00287Y109	16,074	119,771	SH		SOLE	CARNICK & KUBIK	0	0	119,771
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	11,859	46,090	SH		SOLE	CARNICK & KUBIK	0	0	46,090
ADOBE SYSTEMS INCORPORATED	COM	00724F101	5,834	21,200	SH		SOLE	CARNICK & KUBIK	0	0	21,200
ADVANCE AUTO PARTS INC	COM	00751Y106	1,543	9,866	SH		SOLE	CARNICK & KUBIK	0	0	9,866
ALBERTSONS COS INC	COMMON STOCK	013091103	8,088	325,360	SH		SOLE	CARNICK & KUBIK	0	0	325,360
ALLSTATE CORP	COM	020002101	3,799	30,312	SH		SOLE	CARNICK & KUBIK	0	0	30,312
ALLY FINL INC	COM	02005N100	3,008	108,100	SH		SOLE	CARNICK & KUBIK	0	0	108,100
ALPHABET INC	CAP STK CL A	02079K305	12,560	131,309	SH		SOLE	CARNICK & KUBIK	0	0	131,309
ALPHABET INC	CAP STK CL C	02079K107	2,173	22,600	SH		SOLE	CARNICK & KUBIK	0	0	22,600
AMAZON COM INC	COM	023135106	12,179	107,777	SH		SOLE	CARNICK & KUBIK	0	0	107,777
AMERICAN EXPRESS CO	COM	025816109	486	3,601	SH		SOLE	CARNICK & KUBIK	0	0	3,601
AMERIPRISE FINL INC	COM	03076C106	292	1,160	SH		SOLE	CARNICK & KUBIK	0	0	1,160
AMGEN INC	COM	031162100	310	1,376	SH		SOLE	CARNICK & KUBIK	0	0	1,376
AMPHENOL CORP NEW	CL A	032095101	280	4,174	SH		SOLE	CARNICK & KUBIK	0	0	4,174
ANTERO MIDSTREAM CORP	COM	03676B102	834	90,823	SH		SOLE	CARNICK & KUBIK	0	0	90,823
APPLE INC	COM	037833100	31,368	226,978	SH		SOLE	CARNICK & KUBIK	0	0	226,978
ARCHER DANIELS MIDLAND CO	COM	039483102	10,814	134,423	SH		SOLE	CARNICK & KUBIK	0	0	134,423
BARCLAYS BANK PLC	IPATH SHILR CAPE	06742A669	342	18,701	SH		SOLE	CARNICK & KUBIK	0	0	18,701
BEST BUY INC	COM	086516101	1,001	15,589	SH		SOLE	CARNICK & KUBIK	0	0	15,589
BOEING CO	COM	097023105	345	2,851	SH		SOLE	CARNICK & KUBIK	0	0	2,851
BOK FINL CORP	COM NEW	05561Q201	256	2,886	SH		SOLE	CARNICK & KUBIK	0	0	2,886
BOOKING HOLDINGS INC	COM	09857L108	311	189	SH		SOLE	CARNICK & KUBIK	0	0	189
BRISTOL-MYERS SQUIBB CO	COM	110122108	9,522	133,937	SH		SOLE	CARNICK & KUBIK	0	0	133,937
BROADCOM INC	COM	11135F101	8,863	19,960	SH		SOLE	CARNICK & KUBIK	0	0	19,960
CAPITAL ONE FINL CORP	COM	14040H105	5,276	57,241	SH		SOLE	CARNICK & KUBIK	0	0	57,241
CARRIER GLOBAL CORPORATION	COM	14448C104	461	12,962	SH		SOLE	CARNICK & KUBIK	0	0	12,962
CATERPILLAR INC	COM	149123101	776	4,730	SH		SOLE	CARNICK & KUBIK	0	0	4,730
CF INDS HLDGS INC	COM	125269100	3,649	37,909	SH		SOLE	CARNICK & KUBIK	0	0	37,909
CHEVRON CORP NEW	COM	166764100	8,706	60,595	SH		SOLE	CARNICK & KUBIK	0	0	60,595
CHIPOTLE MEXICAN GRILL INC	COM	169656105	287	191	SH		SOLE	CARNICK & KUBIK	0	0	191
CHUBB LIMITED	COM	H1467J104	6,299	34,477	SH		SOLE	CARNICK & KUBIK	0	0	34,477
CISCO SYS INC	COM	17275R102	3,200	80,004	SH		SOLE	CARNICK & KUBIK	0	0	80,004
CITIGROUP INC	COM NEW	172967424	274	6,577	SH		SOLE	CARNICK & KUBIK	0	0	6,577
CITIZENS FINL GROUP INC	COM	174610105	1,021	29,726	SH		SOLE	CARNICK & KUBIK	0	0	29,726
CONSTELLATION ENERGY CORP	COM	21037T109	1,383	16,622	SH		SOLE	CARNICK & KUBIK	0	0	16,622
COSTCO WHSL CORP NEW	COM	22160K105	7,225	15,297	SH		SOLE	CARNICK & KUBIK	0	0	15,297
CUMMINS INC	COM	231021106	5,317	26,126	SH		SOLE	CARNICK & KUBIK	0	0	26,126
CVS HEALTH CORP	COM	126650100	10,513	110,232	SH		SOLE	CARNICK & KUBIK	0	0	110,232
DEERE & CO	COM	244199105	7,552	22,542	SH		SOLE	CARNICK & KUBIK	0	0	22,542
DELL TECHNOLOGIES INC	CL C	24703L202	4,988	145,986	SH		SOLE	CARNICK & KUBIK	0	0	145,986
DIAMONDBACK ENERGY INC	COM	25278X109	1,584	13,151	SH		SOLE	CARNICK & KUBIK	0	0	13,151
DIMENSIONAL ETF TRUST	US CORE EQUITY 2	25434V708	219	9,836	SH		SOLE		0	0	9,836
DISCOVER FINL SVCS	COM	254709108	267	2,937	SH		SOLE	CARNICK & KUBIK	0	0	2,937
DISNEY WALT CO	COM	254687106	2,883	30,564	SH		SOLE	CARNICK & KUBIK	0	0	30,564
DOLLAR GEN CORP NEW	COM	256677105	5,029	20,965	SH		SOLE	CARNICK & KUBIK	0	0	20,965
DOW INC	COM	260557103	537	12,214	SH		SOLE	CARNICK & KUBIK	0	0	12,214
DUKE ENERGY CORP NEW	COM NEW	26441C204	459	4,934	SH		SOLE	CARNICK & KUBIK	0	0	4,934
EATON CORP PLC	SHS	G29183103	424	3,182	SH		SOLE	CARNICK & KUBIK	0	0	3,182
ECOLAB INC	COM	278865100	239	1,648	SH		SOLE	CARNICK & KUBIK	0	0	1,648
EDWARDS LIFESCIENCES CORP	COM	28176E108	489	5,923	SH		SOLE	CARNICK & KUBIK	0	0	5,923
ELEVANCE HEALTH INC	COM	036752103	3,307	7,281	SH		SOLE	CARNICK & KUBIK	0	0	7,281
EMERSON ELEC CO	COM	291011104	7,171	97,941	SH		SOLE	CARNICK & KUBIK	0	0	97,941
EMPIRE ST RLTY OP L P	UNIT LTD PRT 250	292102308	79	13,565	SH		SOLE	CARNICK & KUBIK	0	0	13,565
EMPIRE ST RLTY OP L P	UNIT LTD PRT 60	292102209	191	31,546	SH		SOLE	CARNICK & KUBIK	0	0	31,546
ENTERPRISE PRODS PARTNERS L	COM	293792107	1,284	53,992	SH		SOLE	CARNICK & KUBIK	0	0	53,992
EXELON CORP	COM	30161N101	1,719	45,900	SH		SOLE	CARNICK & KUBIK	0	0	45,900
EXXON MOBIL CORP	COM	30231G102	10,196	116,776	SH		SOLE	CARNICK & KUBIK	0	0	116,776
FIDELITY NATL INFORMATION SV	COM	31620M106	348	4,603	SH		SOLE	CARNICK & KUBIK	0	0	4,603
FIRST TR EXCH TRADED FD III	PFD SECS INC ETF	33739E108	10,170	609,001	SH		SOLE	CARNICK & KUBIK	0	0	609,001
FLEXSHARES TR	QUALT DIVD IDX	33939L860	7,042	149,038	SH		SOLE	CARNICK & KUBIK	0	0	149,038
FMC CORP	COM NEW	302491303	419	3,945	SH		SOLE	CARNICK & KUBIK	0	0	3,945
FORD MTR CO DEL	COM	345370860	4,801	428,653	SH		SOLE	CARNICK & KUBIK	0	0	428,653
FORTINET INC	COM	34959E109	5,573	113,439	SH		SOLE	CARNICK & KUBIK	0	0	113,439
GALLAGHER ARTHUR J & CO	COM	363576109	201	1,174	SH		SOLE	CARNICK & KUBIK	0	0	1,174
GENERAL DYNAMICS CORP	COM	369550108	7,905	37,259	SH		SOLE	CARNICK & KUBIK	0	0	37,259
GOLDMAN SACHS GROUP INC	COM	38141G104	8,704	29,703	SH		SOLE	CARNICK & KUBIK	0	0	29,703
HCA HEALTHCARE INC	COM	40412C101	3,421	18,615	SH		SOLE	CARNICK & KUBIK	0	0	18,615
HOME DEPOT INC	COM	437076102	6,654	24,114	SH		SOLE	CARNICK & KUBIK	0	0	24,114
HONEYWELL INTL INC	COM	438516106	574	3,435	SH		SOLE	CARNICK & KUBIK	0	0	3,435
HP INC	COM	40434L105	6,289	249,903	SH		SOLE	CARNICK & KUBIK	0	0	249,903
INNOVATOR ETFS TR	US EQT PWR BUF	45782C870	398	14,997	SH		SOLE	CARNICK & KUBIK	0	0	14,997
INNOVATOR ETFS TR	US EQTY BUF SEP	45782C664	521	18,199	SH		SOLE	CARNICK & KUBIK	0	0	18,199
INNOVATOR ETFS TR	US EQTY PWR BUF	45782C656	1,469	52,834	SH		SOLE	CARNICK & KUBIK	0	0	52,834
INNOVATOR ETFS TR	US EQTY PWR BUF	45782C797	12,813	447,544	SH		SOLE	CARNICK & KUBIK	0	0	447,544
INSPIRATO INCORPORATED	COM CL A	45791E107	96	40,505	SH		SOLE		0	0	40,505
INTERPUBLIC GROUP COS INC	COM	460690100	2,401	93,798	SH		SOLE	CARNICK & KUBIK	0	0	93,798
INTUIT	COM	461202103	404	1,043	SH		SOLE	CARNICK & KUBIK	0	0	1,043
INVESCO EXCH TRADED FD TR II	S&P500 HDL VOL	46138E362	211	5,390	SH		SOLE	CARNICK & KUBIK	0	0	5,390
INVESCO EXCH TRADED FD TR II	SR LN ETF	46138G508	8,598	425,856	SH		SOLE	CARNICK & KUBIK	0	0	425,856
INVESCO EXCHANGE TRADED FD T	S&P500 EQL WGT	46137V357	566	4,447	SH		SOLE	CARNICK & KUBIK	0	0	4,447
INVESCO QQQ TR	UNIT SER 1	46090E103	208	778	SH		SOLE	CARNICK & KUBIK	0	0	778
ISHARES TR	0-5YR HI YL CP	46434V407	10,647	266,587	SH		SOLE	CARNICK & KUBIK	0	0	266,587
ISHARES TR	1 3 YR TREAS BD	464287457	645	7,946	SH		SOLE	CARNICK & KUBIK	0	0	7,946
ISHARES TR	3 7 YR TREAS BD	464288661	219	1,919	SH		SOLE	CARNICK & KUBIK	0	0	1,919
ISHARES TR	CORE S&P SCP ETF	464287804	3,701	42,452	SH		SOLE	CARNICK & KUBIK	0	0	42,452
ISHARES TR	CORE S&P TTL STK	464287150	829	10,426	SH		SOLE	CARNICK & KUBIK	0	0	10,426
ISHARES TR	CORE S&P500 ETF	464287200	3,486	9,720	SH		SOLE	CARNICK & KUBIK	0	0	9,720
ISHARES TR	CORE US AGGBD ET	464287226	8,371	86,886	SH		SOLE	CARNICK & KUBIK	0	0	86,886
ISHARES TR	EXPND TEC SC ETF	464287549	2,769	10,019	SH		SOLE	CARNICK & KUBIK	0	0	10,019
ISHARES TR	MSCI EAFE ETF	464287465	503	8,976	SH		SOLE	CARNICK & KUBIK	0	0	8,976
ISHARES TR	RUS 1000 VAL ETF	464287598	380	2,791	SH		SOLE	CARNICK & KUBIK	0	0	2,791
ISHARES TR	RUS 2000 GRW ETF	464287648	592	2,867	SH		SOLE	CARNICK & KUBIK	0	0	2,867
ISHARES TR	RUS 2000 VAL ETF	464287630	766	5,942	SH		SOLE	CARNICK & KUBIK	0	0	5,942
ISHARES TR	RUSSELL 2000 ETF	464287655	1,155	7,005	SH		SOLE	CARNICK & KUBIK	0	0	7,005
ISHARES TR	S&P 500 GRWT ETF	464287309	13,127	226,921	SH		SOLE	CARNICK & KUBIK	0	0	226,921
ISHARES TR	S&P 500 VAL ETF	464287408	20,631	160,530	SH		SOLE	CARNICK & KUBIK	0	0	160,530
ISHARES TR	S&P MC 400GR ETF	464287606	261	4,145	SH		SOLE	CARNICK & KUBIK	0	0	4,145
ISHARES TR	S&P MC 400VL ETF	464287705	283	3,145	SH		SOLE	CARNICK & KUBIK	0	0	3,145
ISHARES TR	SELECT DIVID ETF	464287168	1,039	9,694	SH		SOLE	CARNICK & KUBIK	0	0	9,694
ISHARES TR	U.S. TECH ETF	464287721	550	7,499	SH		SOLE	CARNICK & KUBIK	0	0	7,499
ISHARES TR	US HLTHCARE ETF	464287762	1,190	4,705	SH		SOLE	CARNICK & KUBIK	0	0	4,705
J P MORGAN EXCHANGE TRADED F	EQUITY PREMIUM	46641Q332	327	6,384	SH		SOLE	CARNICK & KUBIK	0	0	6,384
J P MORGAN EXCHANGE TRADED F	SHORT DURA CORE	46641Q274	6,081	134,169	SH		SOLE	CARNICK & KUBIK	0	0	134,169
J P MORGAN EXCHANGE TRADED F	ULTRA SHRT INC	46641Q837	114,690	2,286,493	SH		SOLE	CARNICK & KUBIK	0	0	2,286,493
J P MORGAN EXCHANGE TRADED F	ULTRA SHT MUNCPL	46641Q654	1,547	30,748	SH		SOLE	CARNICK & KUBIK	0	0	30,748
JOHNSON & JOHNSON	COM	478160104	9,884	60,503	SH		SOLE	CARNICK & KUBIK	0	0	60,503
JPMORGAN CHASE & CO	COM	46625H100	8,514	81,472	SH		SOLE	CARNICK & KUBIK	0	0	81,472
KEURIG DR PEPPER INC	COM	49271V100	6,112	169,688	SH		SOLE	CARNICK & KUBIK	0	0	169,688
KRANESHARES TR	GLOBAL CARB STRA	500767678	1,699	45,665	SH		SOLE	CARNICK & KUBIK	0	0	45,665
L3HARRIS TECHNOLOGIES INC	COM	502431109	482	2,320	SH		SOLE	CARNICK & KUBIK	0	0	2,320
LAM RESEARCH CORP	COM	512807108	8,690	23,636	SH		SOLE	CARNICK & KUBIK	0	0	23,636
LISTED FD TR	CORE ALT FD	53656F847	24,704	831,629	SH		SOLE	CARNICK & KUBIK	0	0	831,629
LOCKHEED MARTIN CORP	COM	539830109	396	1,025	SH		SOLE	CARNICK & KUBIK	0	0	1,025
LOWES COS INC	COM	548661107	3,309	17,620	SH		SOLE	CARNICK & KUBIK	0	0	17,620
MARATHON OIL CORP	COM	565849106	417	18,484	SH		SOLE	CARNICK & KUBIK	0	0	18,484
MASTERCARD INCORPORATED	CL A	57636Q104	1,385	4,870	SH		SOLE	CARNICK & KUBIK	0	0	4,870
MATCH GROUP INC NEW	COM	57667L107	219	4,588	SH		SOLE	CARNICK & KUBIK	0	0	4,588
MCDONALDS CORP	COM	580135101	212	920	SH		SOLE	CARNICK & KUBIK	0	0	920
MCKESSON CORP	COM	58155Q103	4,514	13,262	SH		SOLE	CARNICK & KUBIK	0	0	13,262
MERCK & CO INC	COM	58933Y105	236	2,729	SH		SOLE	CARNICK & KUBIK	0	0	2,729
META PLATFORMS INC	CL A	30303M102	486	3,580	SH		SOLE	CARNICK & KUBIK	0	0	3,580
METLIFE INC	COM	59156R108	9,034	148,627	SH		SOLE	CARNICK & KUBIK	0	0	148,627
MICROSOFT CORP	COM	594918104	27,353	117,445	SH		SOLE	CARNICK & KUBIK	0	0	117,445
MSCI INC	COM	55354G100	404	958	SH		SOLE	CARNICK & KUBIK	0	0	958
NUCOR CORP	COM	670346105	5,955	55,403	SH		SOLE	CARNICK & KUBIK	0	0	55,403
NUVEEN AMT FREE QLTY MUN INC	COM	670657105	139	13,016	SH		SOLE		0	0	13,016
NUVEEN FLOATING RATE INCOME	COM SHS	6706EN100	113	13,944	SH		SOLE		0	0	13,944
NUVEEN QUALITY MUNCP INCOME	COM	67066V101	128	11,621	SH		SOLE		0	0	11,621
NXP SEMICONDUCTORS N V	COM	N6596X109	4,636	31,254	SH		SOLE	CARNICK & KUBIK	0	0	31,254
OREILLY AUTOMOTIVE INC	COM	67103H107	7,296	10,373	SH		SOLE	CARNICK & KUBIK	0	0	10,373
OWL ROCK CAPITAL CORPORATION	COM	69121K104	127	11,880	SH		SOLE		0	0	11,880
PAYCHEX INC	COM	704326107	294	2,619	SH		SOLE	CARNICK & KUBIK	0	0	2,619
PEPSICO INC	COM	713448108	216	1,325	SH		SOLE	CARNICK & KUBIK	0	0	1,325
PHILLIPS 66	COM	718546104	231	2,867	SH		SOLE	CARNICK & KUBIK	0	0	2,867
PROCTER AND GAMBLE CO	COM	742718109	935	7,406	SH		SOLE	CARNICK & KUBIK	0	0	7,406
PROLOGIS INC.	COM	74340W103	486	4,782	SH		SOLE	CARNICK & KUBIK	0	0	4,782
PROSHARES TR	SHORT S&P 500 NE	74347B425	333	19,266	SH		SOLE	CARNICK & KUBIK	0	0	19,266
QUALCOMM INC	COM	747525103	257	2,275	SH		SOLE	CARNICK & KUBIK	0	0	2,275
RAYTHEON TECHNOLOGIES CORP	COM	75513E101	707	8,632	SH		SOLE	CARNICK & KUBIK	0	0	8,632
REPUBLIC SVCS INC	COM	760759100	205	1,502	SH		SOLE	CARNICK & KUBIK	0	0	1,502
S&P GLOBAL INC	COM	78409V104	366	1,198	SH		SOLE	CARNICK & KUBIK	0	0	1,198
SCHWAB CHARLES CORP	COM	808513105	6,794	94,527	SH		SOLE	CARNICK & KUBIK	0	0	94,527
SCHWAB STRATEGIC TR	US BRD MKT ETF	808524102	260	6,194	SH		SOLE	CARNICK & KUBIK	0	0	6,194
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	870	13,095	SH		SOLE	CARNICK & KUBIK	0	0	13,095
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	549	12,958	SH		SOLE	CARNICK & KUBIK	0	0	12,958
SCHWAB STRATEGIC TR	US TIPS ETF	808524870	284	5,489	SH		SOLE	CARNICK & KUBIK	0	0	5,489
SELECT SECTOR SPDR TR	ENERGY	81369Y506	520	7,222	SH		SOLE	CARNICK & KUBIK	0	0	7,222
SELECT SECTOR SPDR TR	FINANCIAL	81369Y605	953	31,383	SH		SOLE	CARNICK & KUBIK	0	0	31,383
SELECT SECTOR SPDR TR	SBI CONS DISCR	81369Y407	263	1,849	SH		SOLE	CARNICK & KUBIK	0	0	1,849
SELECT SECTOR SPDR TR	SBI CONS STPLS	81369Y308	8,189	122,724	SH		SOLE	CARNICK & KUBIK	0	0	122,724
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	2,561	21,142	SH		SOLE	CARNICK & KUBIK	0	0	21,142
SELECT SECTOR SPDR TR	SBI INT-INDS	81369Y704	718	8,669	SH		SOLE	CARNICK & KUBIK	0	0	8,669
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	3,660	55,864	SH		SOLE	CARNICK & KUBIK	0	0	55,864
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	430	3,622	SH		SOLE	CARNICK & KUBIK	0	0	3,622
SHELL PLC	SPON ADS	780259305	364	7,318	SH		SOLE	CARNICK & KUBIK	0	0	7,318
SPDR S&P 500 ETF TR	TR UNIT	78462F103	8,722	24,215	SH		SOLE	CARNICK & KUBIK	0	0	24,215
SPDR SER TR	BLOOMBERG 1-3 MO	78468R663	6,665	72,764	SH		SOLE	CARNICK & KUBIK	0	0	72,764
SPDR SER TR	PORTFOLIO SHORT	78464A474	337	11,531	SH		SOLE	CARNICK & KUBIK	0	0	11,531
SPDR SER TR	PRTFLO S&P500 GW	78464A409	4,575	91,315	SH		SOLE	CARNICK & KUBIK	0	0	91,315
SPDR SER TR	PRTFLO S&P500 VL	78464A508	3,036	88,032	SH		SOLE	CARNICK & KUBIK	0	0	88,032
SPDR SER TR	S&P DIVID ETF	78464A763	1,738	15,586	SH		SOLE	CARNICK & KUBIK	0	0	15,586
STARBUCKS CORP	COM	855244109	522	6,199	SH		SOLE	CARNICK & KUBIK	0	0	6,199
STRYKER CORPORATION	COM	863667101	448	2,204	SH		SOLE	CARNICK & KUBIK	0	0	2,204
TARGET CORP	COM	87612E106	7,413	49,954	SH		SOLE	CARNICK & KUBIK	0	0	49,954
TESLA INC	COM	88160R101	723	2,726	SH		SOLE	CARNICK & KUBIK	0	0	2,726
TEXAS INSTRS INC	COM	882508104	1,816	11,730	SH		SOLE	CARNICK & KUBIK	0	0	11,730
THERMO FISHER SCIENTIFIC INC	COM	883556102	7,132	14,054	SH		SOLE	CARNICK & KUBIK	0	0	14,054
TJX COS INC NEW	COM	872540109	1,190	19,152	SH		SOLE	CARNICK & KUBIK	0	0	19,152
TRUIST FINL CORP	COM	89832Q109	1,446	33,208	SH		SOLE	CARNICK & KUBIK	0	0	33,208
ULTA BEAUTY INC	COM	90384S303	5,163	12,868	SH		SOLE	CARNICK & KUBIK	0	0	12,868
UNION PAC CORP	COM	907818108	449	2,304	SH		SOLE	CARNICK & KUBIK	0	0	2,304
UNITEDHEALTH GROUP INC	COM	91324P102	14,151	28,019	SH		SOLE	CARNICK & KUBIK	0	0	28,019
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	514	1,560	SH		SOLE	CARNICK & KUBIK	0	0	1,560
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	764	4,257	SH		SOLE	CARNICK & KUBIK	0	0	4,257
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	365	2,699	SH		SOLE	CARNICK & KUBIK	0	0	2,699
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	789	8,320	SH		SOLE	CARNICK & KUBIK	0	0	8,320
VERISIGN INC	COM	92343E102	395	2,274	SH		SOLE	CARNICK & KUBIK	0	0	2,274
VERISK ANALYTICS INC	COM	92345Y106	402	2,355	SH		SOLE	CARNICK & KUBIK	0	0	2,355
VERTEX PHARMACEUTICALS INC	COM	92532F100	4,834	16,696	SH		SOLE	CARNICK & KUBIK	0	0	16,696
WASTE MGMT INC DEL	COM	94106L109	6,394	39,910	SH		SOLE	CARNICK & KUBIK	0	0	39,910
WESTROCK CO	COM	96145D105	1,055	34,143	SH		SOLE	CARNICK & KUBIK	0	0	34,143
WILLIAMS COS INC	COM	969457100	1,670	58,345	SH		SOLE	CARNICK & KUBIK	0	0	58,345
WISDOMTREE TR	US HIGH DIVIDEND	97717W208	307	4,048	SH		SOLE	CARNICK & KUBIK	0	0	4,048

Check here if Amendment:	☐ Amendment Number:
This Amendment (Check only one.):	☐ is a restatement. ☐ adds new holdings entries.

Name:	Transform Wealth, LLC
Address:	6400 S. FIDDLERS GREEN CIRCLE
	SUITE 1600
	GREENWOOD VILLAGE, CO 80111
Form 13F File Number:	028-17533

Name:	Mark J. Riley
Title:	CCO
Phone:	720-509-3558

Number of Other Included Managers:	0
Form 13F Information table Entry Total:	184
Form 13F Information table Value Total:	769215 (thousands)

Institutional Investment Manager Filing this Report:

Signature, Place, and Date of Signing:

Report Type (Check only one.):

Form 13F Summary Page

Report Summary:

List of Other Included Managers: