UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F COVER PAGE
OMB APPROVAL
OMB Number:3235-0006
Expires:July 31, 2015
Estimated average burden
hours per response:23.8
Report for the Calendar Year or Quarter Ended:
12-31-2021
Check here if Amendment: ☐ Amendment Number:
This Amendment (Check only one.):☐ is a restatement.
☐ adds new holdings entries.

Institutional Investment Manager Filing this Report:

Name:
Harbor Group, Inc.
Address:
331 SOUTH RIVER ROAD
BEDFORD, NH 03110
Form 13F File Number:
028-20446

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.


Person Signing this Report on Behalf of Reporting Manager:
Name:
Timothy Riley
Title:
Chief Compliance Officer
Phone:
603-668-0634


Signature, Place, and Date of Signing:

Timothy Riley
                         [Signature]
Bedford, NEW HAMPSHIRE
                 [City, State]
01-24-2022
                           [Date]
                          

Report Type (Check only one.):

☒ 13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.) 

☐ 13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).) 

☐ 13F COMBINATION REPORT. (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)


Form 13F Summary Page

Report Summary:

Number of Other Included Managers:
0
Form 13F Information table Entry Total:
55
Form 13F Information table Value Total:
167873
          (thousands)

List of Other Included Managers:

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.
[If there are no entries in this list, state "NONE" and omit the column headings and list entries.]

  
NONE


UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number:3235-0006
Expires:July 31, 2015
Estimated average burden
hours per response:23.8
COLUMN 1COLUMN 2COLUMN 3COLUMN 4COLUMN 5COLUMN 6COLUMN 7COLUMN 8
VALUESHRS ORSH/PUT/INVESTMENTOTHERVOTING AUTHORITY
NAME OF ISSUERTITLE OF CLASSCUSIP(x$1000)PRN AMTPRNCALLDISCRETIONMANAGERSOLESHAREDNONE
ANALOG DEVICES INCCOM0326541059115,181SHSOLE0 0 0 5,181
ANTHEM INCCOM036752103404872SHSOLE0 0 0 872
APPLE INCCOM0378331001,6039,025SHSOLE0 0 0 9,025
APRIA INCCOM03836A10140612,450SHSOLE0 0 0 12,450
AT&T INCCOM00206R10260424,556SHSOLE0 0 0 24,556
BERKSHIRE HATHAWAY INC DELCL B NEW0846707026232,082SHSOLE0 0 0 2,082
CANO HEALTH INC*W EXP 06/03/20213781Y11114962,532SHSOLE0 0 0 62,532
CANO HEALTH INCCOM CL A13781Y103908101,963SHSOLE0 0 0 101,963
CISCO SYS INCCOM17275R1022413,799SHSOLE0 0 0 3,799
COSTCO WHSL CORP NEWCOM22160K105224395SHSOLE0 0 0 395
CSX CORPCOM1264081032055,449SHSOLE0 0 0 5,449
DIMENSIONAL ETF TRUSTWORLD EX US CORE25434V8803,305126,578SHSOLE0 0 0 126,578
DIMENSIONAL ETF TRUSTUS TARGETED VLU25434V6094278,978SHSOLE0 0 0 8,978
ECOLAB INCCOM2788651002601,109SHSOLE0 0 0 1,109
ENTERPRISE BANCORP INC MASSCOM2936681092315,136SHSOLE0 0 0 5,136
EXXON MOBIL CORPCOM30231G1023054,982SHSOLE0 0 0 4,982
HERITAGE INSURANCE HLDGS INCCOM42727J10211118,918SHSOLE0 0 0 18,918
HOME DEPOT INCCOM437076102256616SHSOLE0 0 0 616
INTUITCOM4612021038551,329SHSOLE0 0 0 1,329
INVESCO EXCHANGE TRADED FD TS&P MDCP400 EQ46137V2252232,328SHSOLE0 0 0 2,328
INVESCO EXCHANGE TRADED FD TS&P500 EQL WGT46137V3572331,432SHSOLE0 0 0 1,432
INVESCO QQQ TRUNIT SER 146090E1036021,513SHSOLE0 0 0 1,513
ISHARES TRRUS 1000 ETF4642876222681,012SHSOLE0 0 0 1,012
ISHARES TRMSCI USA ESG SLC4642888022872,700SHSOLE0 0 0 2,700
ISHARES TRS&P 500 GRWT ETF4642873092743,272SHSOLE0 0 0 3,272
ISHARES TRCORE S&P SCP ETF46428780419,160167,324SHSOLE0 0 0 167,324
ISHARES TRCORE S&P500 ETF4642872008,34717,499SHSOLE0 0 0 17,499
ISHARES TRRUS 1000 GRW ETF4642876145381,759SHSOLE0 0 0 1,759
ISHARES TRCORE S&P MCP ETF46428750731,346110,734SHSOLE0 0 0 110,734
J P MORGAN EXCHANGE-TRADED FULTRA SHT MUNCPL46641Q6543025,923SHSOLE0 0 0 5,923
JOHNSON & JOHNSONCOM4781601042741,602SHSOLE0 0 0 1,602
JPMORGAN CHASE & COCOM46625H1005883,714SHSOLE0 0 0 3,714
MASTERCARD INCORPORATEDCL A57636Q104257716SHSOLE0 0 0 716
MICROSOFT CORPCOM594918104298886SHSOLE0 0 0 886
PAYPAL HLDGS INCCOM70450Y1036073,218SHSOLE0 0 0 3,218
PUBLIC STORAGECOM74460D109207553SHSOLE0 0 0 553
RAYTHEON TECHNOLOGIES CORPCOM75513E1015526,409SHSOLE0 0 0 6,409
SCHWAB STRATEGIC TRUS LCAP GR ETF80852430020,847127,307SHSOLE0 0 0 127,307
SCHWAB STRATEGIC TRUS LRG CAP ETF8085242017,10262,397SHSOLE0 0 0 62,397
SCHWAB STRATEGIC TRSCHWAB FDT US SC8085247633766,765SHSOLE0 0 0 6,765
SCHWAB STRATEGIC TRSCHWAB FDT US LG8085247711,68228,705SHSOLE0 0 0 28,705
SCHWAB STRATEGIC TRUS MID-CAP ETF80852450814,782183,783SHSOLE0 0 0 183,783
SCHWAB STRATEGIC TRUS LCAP VA ETF8085244099,355127,769SHSOLE0 0 0 127,769
SCHWAB STRATEGIC TRUS SML CAP ETF8085246072,95328,833SHSOLE0 0 0 28,833
SCHWAB STRATEGIC TRINTL EQTY ETF8085248053759,637SHSOLE0 0 0 9,637
SPDR S&P 500 ETF TRTR UNIT78462F1036411,350SHSOLE0 0 0 1,350
SPDR SER TRPRTFLO S&P500 GW78464A4097,02496,927SHSOLE0 0 0 96,927
SPDR SER TRPRTFLO S&P500 VL78464A50814,287340,171SHSOLE0 0 0 340,171
SSGA ACTIVE ETF TRMULT ASS RLRTN78467V1033,762139,336SHSOLE0 0 0 139,336
T ROWE PRICE ETF INCPRICE BLUE CHIP87283Q1075,000150,802SHSOLE0 0 0 150,802
VANGUARD INDEX FDSGROWTH ETF9229087361,3284,139SHSOLE0 0 0 4,139
VANGUARD TAX-MANAGED INTL FDFTSE DEV MKT ETF9219438583757,346SHSOLE0 0 0 7,346
VERIZON COMMUNICATIONS INCCOM92343V1044278,224SHSOLE0 0 0 8,224
VISA INCCOM CL A92826C8397813,602SHSOLE0 0 0 3,602
XILINX INCCOM9839191013851,817SHSOLE0 0 0 1,817