UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F COVER PAGE
OMB APPROVAL
OMB Number:3235-0006
Expires:July 31, 2015
Estimated average burden
hours per response:23.8
Report for the Calendar Year or Quarter Ended:
09-30-2022
Check here if Amendment: ☐ Amendment Number:
This Amendment (Check only one.):☐ is a restatement.
☐ adds new holdings entries.

Institutional Investment Manager Filing this Report:

Name:
Harbor Group, Inc.
Address:
331 SOUTH RIVER ROAD
BEDFORD, NH 03110
Form 13F File Number:
028-20446

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.


Person Signing this Report on Behalf of Reporting Manager:
Name:
Timothy Riley
Title:
Chief Compliance Officer
Phone:
603-668-0634


Signature, Place, and Date of Signing:

/s/Timothy Riley
                         [Signature]
Bedford, NEW HAMPSHIRE
                 [City, State]
10-11-2022
                           [Date]
                          

Report Type (Check only one.):

☒ 13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.) 

☐ 13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).) 

☐ 13F COMBINATION REPORT. (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)


Form 13F Summary Page

Report Summary:

Number of Other Included Managers:
0
Form 13F Information table Entry Total:
50
Form 13F Information table Value Total:
137603
          (thousands)

List of Other Included Managers:

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.
[If there are no entries in this list, state "NONE" and omit the column headings and list entries.]

  
NONE


UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number:3235-0006
Expires:July 31, 2015
Estimated average burden
hours per response:23.8
COLUMN 1COLUMN 2COLUMN 3COLUMN 4COLUMN 5COLUMN 6COLUMN 7COLUMN 8
VALUESHRS ORSH/PUT/INVESTMENTOTHERVOTING AUTHORITY
NAME OF ISSUERTITLE OF CLASSCUSIP(x$1000)PRN AMTPRNCALLDISCRETIONMANAGERSOLESHAREDNONE
ANALOG DEVICES INCCOM0326541056804,881SHSOLE 0 0 4,881
APPLE INCCOM0378331001,45310,515SHSOLE 0 0 10,515
AT&T INCCOM00206R10236523,782SHSOLE 0 0 23,782
BERKSHIRE HATHAWAY INC DELCL B NEW0846707026052,266SHSOLE 0 0 2,266
CANO HEALTH INC*W EXP 06/03/20213781Y11116562,532SHSOLE 0 0 62,532
CANO HEALTH INCCOM CL A13781Y103884101,963SHSOLE 0 0 101,963
CSX CORPCOM12640810331611,875SHSOLE 0 0 11,875
DIMENSIONAL ETF TRUSTUS TARGETED VLU25434V6092887,383SHSOLE 0 0 7,383
DIMENSIONAL ETF TRUSTWORLD EX US CORE25434V8802,377125,840SHSOLE 0 0 125,840
ELEVANCE HEALTH INCCOM036752103396872SHSOLE 0 0 872
EXXON MOBIL CORPCOM30231G1024074,661SHSOLE 0 0 4,661
HERITAGE INSURANCE HLDGS INCCOM42727J1024318,918SHSOLE 0 0 18,918
INTUITCOM4612021035151,329SHSOLE 0 0 1,329
INVESCO QQQ TRUNIT SER 146090E1034051,517SHSOLE 0 0 1,517
ISHARES INCCORE MSCI EMKT46434G10389320,785SHSOLE 0 0 20,785
ISHARES TRCORE MSCI EAFE46432F8423827,248SHSOLE 0 0 7,248
ISHARES TRCORE S&P MCP ETF46428750725,662117,037SHSOLE 0 0 117,037
ISHARES TRCORE S&P SCP ETF46428780415,820181,448SHSOLE 0 0 181,448
ISHARES TRCORE S&P500 ETF4642872007,18820,041SHSOLE 0 0 20,041
ISHARES TRCORE TOTAL USD46434V6131,30629,339SHSOLE 0 0 29,339
ISHARES TREAFE GRWTH ETF4642888851,55621,441SHSOLE 0 0 21,441
ISHARES TREAFE SML CP ETF4642882733036,219SHSOLE 0 0 6,219
ISHARES TREAFE VALUE ETF4642888773719,628SHSOLE 0 0 9,628
ISHARES TRGRWT ALLOCAT ETF4642898671,14825,635SHSOLE 0 0 25,635
ISHARES TRMSCI EMG MKT ETF46428723448813,986SHSOLE 0 0 13,986
ISHARES TRMSCI USA ESG SLC4642888022062,716SHSOLE 0 0 2,716
ISHARES TRRUS 1000 GRW ETF4642876143441,634SHSOLE 0 0 1,634
J P MORGAN EXCHANGE TRADED FULTRA SHT MUNCPL46641Q6542985,923SHSOLE 0 0 5,923
JOHNSON & JOHNSONCOM4781601042721,664SHSOLE 0 0 1,664
JPMORGAN CHASE & COCOM46625H1003853,681SHSOLE 0 0 3,681
MICROSOFT CORPCOM5949181043531,516SHSOLE 0 0 1,516
RAYTHEON TECHNOLOGIES CORPCOM75513E1014215,142SHSOLE 0 0 5,142
SCHWAB STRATEGIC TRSCHWAB FDT US LG8085247711,22525,659SHSOLE 0 0 25,659
SCHWAB STRATEGIC TRUS LCAP GR ETF80852430014,065252,009SHSOLE 0 0 252,009
SCHWAB STRATEGIC TRUS LCAP VA ETF8085244096,998119,603SHSOLE 0 0 119,603
SCHWAB STRATEGIC TRUS LRG CAP ETF8085242014,564107,776SHSOLE 0 0 107,776
SCHWAB STRATEGIC TRUS MID-CAP ETF80852450810,747177,552SHSOLE 0 0 177,552
SCHWAB STRATEGIC TRUS SML CAP ETF8085246072,12556,226SHSOLE 0 0 56,226
SPDR S&P 500 ETF TRTR UNIT78462F1034691,312SHSOLE 0 0 1,312
SPDR SER TRNUVEEN BLOOMBERG78464A2841,49131,118SHSOLE 0 0 31,118
SPDR SER TRPRTFLO S&P500 GW78464A4096,740134,530SHSOLE 0 0 134,530
SPDR SER TRPRTFLO S&P500 VL78464A50812,436360,573SHSOLE 0 0 360,573
SPRINKLR INCCL A85208T10710010,875SHSOLE 0 0 10,875
SSGA ACTIVE ETF TRMULT ASS RLRTN78467V1034,022155,105SHSOLE 0 0 155,105
T ROWE PRICE ETF INCPRICE BLUE CHIP87283Q1074,226201,233SHSOLE 0 0 201,233
VANGUARD INDEX FDSGROWTH ETF9229087368113,789SHSOLE 0 0 3,789
VANGUARD TAX-MANAGED FDSVAN FTSE DEV MKT9219438582396,578SHSOLE 0 0 6,578
VELO3D INCCOMMON STOCK92259N1047218,292SHSOLE 0 0 18,292
VERIZON COMMUNICATIONS INCCOM92343V1043278,600SHSOLE 0 0 8,600
VISA INCCOM CL A92826C8396513,666SHSOLE 0 0 3,666