UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F COVER PAGE
OMB APPROVAL
OMB Number:3235-0006
Expires:July 31, 2015
Estimated average burden
hours per response:23.8
Report for the Calendar Year or Quarter Ended:
03-31-2023
Check here if Amendment: ☐ Amendment Number:
This Amendment (Check only one.):☐ is a restatement.
☐ adds new holdings entries.

Institutional Investment Manager Filing this Report:

Name:
RHS Financial, LLC
Address:
4171 24TH STREET
SUITE 101
SAN FRANCISCO, CA 94114
Form 13F File Number:
028-19046

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.


Person Signing this Report on Behalf of Reporting Manager:
Name:
Risley Sams
Title:
Managing Member & Chief Compliance Officer
Phone:
415-495-2900


Signature, Place, and Date of Signing:

/s/Risley Sams
                         [Signature]
San Francisco, CALIFORNIA
                 [City, State]
04-26-2023
                           [Date]
                          

Report Type (Check only one.):

☒ 13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.) 

☐ 13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).) 

☐ 13F COMBINATION REPORT. (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)


Form 13F Summary Page

Report Summary:

Number of Other Included Managers:
0
Form 13F Information table Entry Total:
90
Form 13F Information table Value Total:
131595250
          (thousands)

List of Other Included Managers:

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.
[If there are no entries in this list, state "NONE" and omit the column headings and list entries.]

  
NONE


UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number:3235-0006
Expires:July 31, 2015
Estimated average burden
hours per response:23.8
COLUMN 1COLUMN 2COLUMN 3COLUMN 4COLUMN 5COLUMN 6COLUMN 7COLUMN 8
VALUESHRS ORSH/PUT/INVESTMENTOTHERVOTING AUTHORITY
NAME OF ISSUERTITLE OF CLASSCUSIP(x$1000)PRN AMTPRNCALLDISCRETIONMANAGERSOLESHAREDNONE
ALPHABET INCCAP STK CL A02079K305237,2312,287SHSOLE2,287 0 0
AMAZON COM INCCOM023135106349,2233,381SHSOLE3,381 0 0
APPLE INCCOM0378331001,263,0087,659SHSOLE7,659 0 0
BERKSHIRE HATHAWAY INC DELCL B NEW084670702300,742974SHSOLE974 0 0
BLACKROCK CORE BD TRSHS BEN INT09249E1011,493,777137,802SHSOLE137,802 0 0
DBX ETF TRXTRACKERS SHRT233051283656,89715,049SHSOLE15,049 0 0
FIDELITY COVINGTON TRUSTMSCI INFO TECH I316092808379,1123,327SHSOLE3,327 0 0
GOLDMAN SACHS ETF TRACCES TREASURY3814305294,188,45641,826SHSOLE41,826 0 0
GRANITESHARES ETF TRHIPS US HIGH INC38747R306245,12620,791SHSOLE20,791 0 0
INDEXIQ ETF TRIQ MRGR ARB ETF45409B800276,1628,731SHSOLE8,731 0 0
INTUITCOM461202103260,811585SHSOLE585 0 0
INVESCO QQQ TRUNIT SER 146090E103590,9861,841SHSOLE1,841 0 0
ISHARES INCEMNG MKTS EQT46434G8892,288,06655,108SHSOLE55,108 0 0
ISHARES INCESG AWR MSCI EM46434G863898,47528,541SHSOLE28,541 0 0
ISHARES INCJP MORGAN EM ETF464286517759,42921,066SHSOLE21,066 0 0
ISHARES INCMSCI EMERG MRKT4642865331,484,42427,202SHSOLE27,202 0 0
ISHARES INCMSCI GBL GOLD MN46434G8551,515,14360,196SHSOLE60,196 0 0
ISHARES TR0-5 YR TIPS ETF46429B747652,0406,571SHSOLE6,571 0 0
ISHARES TR10+ YR INVST GRD464289511231,6224,421SHSOLE4,421 0 0
ISHARES TR10-20 YR TRS ETF464288653361,9463,160SHSOLE3,160 0 0
ISHARES TRBLACKROCK ULTRA46434V8783,228,58164,250SHSOLE64,250 0 0
ISHARES TRCALIF MUN BD ETF4642883561,755,21530,568SHSOLE30,568 0 0
ISHARES TRCONV BD ETF46435G102642,4698,847SHSOLE8,847 0 0
ISHARES TRCORE MSCI EAFE46432F8421,123,21516,802SHSOLE16,802 0 0
ISHARES TRCORE S&P500 ETF4642872002,414,2255,873SHSOLE5,873 0 0
ISHARES TRCORE TOTAL USD46434V613773,64316,764SHSOLE16,764 0 0
ISHARES TRCORE US AGGBD ET464287226649,5216,519SHSOLE6,519 0 0
ISHARES TREAFE GRWTH ETF4642888851,014,64910,831SHSOLE10,831 0 0
ISHARES TREAFE VALUE ETF464288877444,3399,156SHSOLE9,156 0 0
ISHARES TRESG AW MSCI EAFE46435G5161,780,36224,782SHSOLE24,782 0 0
ISHARES TRESG AWR MSCI USA46435G4253,462,98438,286SHSOLE38,286 0 0
ISHARES TRESG SCRND S&P50046436E569272,9588,834SHSOLE8,834 0 0
ISHARES TRHIGH YLD BD FCTR46435G250834,52518,682SHSOLE18,682 0 0
ISHARES TRINTERNATIONAL SL46434V266857,37727,584SHSOLE27,584 0 0
ISHARES TRISHS 1-5YR INVS4642886463,864,54676,465SHSOLE76,465 0 0
ISHARES TRISHS 5-10YR INVT464288638214,1264,176SHSOLE4,176 0 0
ISHARES TRMBS ETF4642885881,301,47613,739SHSOLE13,739 0 0
ISHARES TRMSCI EAFE MIN VL46429B689911,27113,470SHSOLE13,470 0 0
ISHARES TRMSCI INTL MOMENT46434V449396,13312,257SHSOLE12,257 0 0
ISHARES TRMSCI INTL QUALTY46434V456259,5967,354SHSOLE7,354 0 0
ISHARES TRMSCI INTL VLU FT46435G409726,83029,319SHSOLE29,319 0 0
ISHARES TRMSCI USA MIN VOL46429B6974,396,53160,442SHSOLE60,442 0 0
ISHARES TRMSCI USA MMENTM46432F3961,793,98512,903SHSOLE12,903 0 0
ISHARES TRMSCI USA QLT FCT46432F3391,174,7769,469SHSOLE9,469 0 0
ISHARES TRMSCI USA VALUE46432F388375,2384,053SHSOLE4,053 0 0
ISHARES TRNATIONAL MUN ETF464288414253,1892,350SHSOLE2,350 0 0
ISHARES TRSHRT NAT MUN ETF464288158293,8372,807SHSOLE2,807 0 0
ISHARES TRU S EQUITY FACTR46434V282365,7918,827SHSOLE8,827 0 0
ISHARES TRU.S. TECH ETF464287721291,3313,139SHSOLE3,139 0 0
ISHARES TRUS TREAS BD ETF46429B2671,329,10356,848SHSOLE56,848 0 0
ISHARES TRUSD INV GRDE ETF4642886201,143,93422,581SHSOLE22,581 0 0
J P MORGAN EXCHANGE TRADED FDIV RTN EM EQT46641Q3084,244,60384,085SHSOLE84,085 0 0
J P MORGAN EXCHANGE TRADED FDIVERSFD EQT ETF46641Q845362,5159,095SHSOLE9,095 0 0
J P MORGAN EXCHANGE TRADED FJPMORGAN DIVER46641Q407522,8305,468SHSOLE5,468 0 0
J P MORGAN EXCHANGE TRADED FUS VALUE FACTR46641Q753734,33421,560SHSOLE21,560 0 0
LITMAN GREGORY FDS TRIMGP DBI MANAGED53700T8271,071,22540,731SHSOLE40,731 0 0
MCDONALDS CORPCOM580135101293,9071,051SHSOLE1,051 0 0
MICROSOFT CORPCOM5949181041,417,2834,916SHSOLE4,916 0 0
ORACLE CORPCOM68389X105252,4722,717SHSOLE2,717 0 0
PIMCO EQUITY SERRAFI ESG US72201T342708,70724,525SHSOLE24,525 0 0
SCHWAB STRATEGIC TREMRG MKTEQ ETF8085247061,210,04149,349SHSOLE49,349 0 0
SCHWAB STRATEGIC TRINTL EQTY ETF8085248054,513,308129,693SHSOLE129,693 0 0
SCHWAB STRATEGIC TRINT-TRM U.S TRES8085248541,574,39631,219SHSOLE31,219 0 0
SCHWAB STRATEGIC TRSCHWAB FDT US LG8085247718,746,199159,253SHSOLE159,253 0 0
SCHWAB STRATEGIC TRSCHWAB FDT US SC8085247632,156,56444,310SHSOLE44,310 0 0
SCHWAB STRATEGIC TRSCHWB FDT EMK LG8085247305,775,516221,709SHSOLE221,709 0 0
SCHWAB STRATEGIC TRSCHWB FDT INT LG8085247559,198,082294,150SHSOLE294,150 0 0
SCHWAB STRATEGIC TRSCHWB FDT INT SC808524748684,64420,665SHSOLE20,665 0 0
SCHWAB STRATEGIC TRSHT TM US TRES8085248621,039,65921,309SHSOLE21,309 0 0
SCHWAB STRATEGIC TRUS AGGREGATE B808524839448,7799,567SHSOLE9,567 0 0
SCHWAB STRATEGIC TRUS BRD MKT ETF8085241025,757,236120,318SHSOLE120,318 0 0
SCHWAB STRATEGIC TRUS DIVIDEND EQ8085247973,010,84341,154SHSOLE41,154 0 0
SCHWAB STRATEGIC TRUS LRG CAP ETF8085242012,844,61758,810SHSOLE58,810 0 0
SCHWAB STRATEGIC TRUS TIPS ETF808524870621,29011,589SHSOLE11,589 0 0
SIMPLIFY EXCHANGE TRADED FUNINTMD TERM TRSRY82889N798290,97317,884SHSOLE17,884 0 0
UBS AG LONDON BRANCHETRACS UBS BLOOM90274D3902,879,358118,419SHSOLE118,419 0 0
VANGUARD INDEX FDSGROWTH ETF922908736438,8011,759SHSOLE1,759 0 0
VANGUARD INDEX FDSSMALL CP ETF922908751228,8551,207SHSOLE1,207 0 0
VANGUARD INDEX FDSTOTAL STK MKT9229087693,714,62018,200SHSOLE18,200 0 0
VANGUARD INDEX FDSVALUE ETF922908744236,5331,713SHSOLE1,713 0 0
VANGUARD INTL EQUITY INDEX FFTSE EMR MKT ETF922042858540,51213,379SHSOLE13,379 0 0
VANGUARD INTL EQUITY INDEX FTT WRLD ST ETF922042742243,6702,646SHSOLE2,646 0 0
VANGUARD SCOTTSDALE FDSLONG TERM TREAS92206C847745,40911,379SHSOLE11,379 0 0
VANGUARD SPECIALIZED FUNDSDIV APP ETF921908844435,6172,829SHSOLE2,829 0 0
VANGUARD TAX-MANAGED FDSVAN FTSE DEV MKT9219438582,734,49460,538SHSOLE60,538 0 0
VANGUARD WHITEHALL FDSEM MK GOV BD ETF921946885681,39310,936SHSOLE10,936 0 0
VANGUARD WHITEHALL FDSHIGH DIV YLD921946406282,2132,675SHSOLE2,675 0 0
VANGUARD WORLD FDEXTENDED DUR921910709290,6533,210SHSOLE3,210 0 0
WISDOMTREE TRINTERNATIONL EFI97717Y634890,42925,939SHSOLE25,939 0 0
WISDOMTREE TRUS EFFICIENT COR97717Y7902,994,23885,403SHSOLE85,403 0 0