UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F COVER PAGE
OMB APPROVAL
OMB Number:3235-0006
Expires:July 31, 2015
Estimated average burden
hours per response:23.8
Report for the Calendar Year or Quarter Ended:
12-31-2024
Check here if Amendment: ☐ Amendment Number:
This Amendment (Check only one.):☐ is a restatement.
☐ adds new holdings entries.

Institutional Investment Manager Filing this Report:

Name:
Safeguard Financial, LLC
Address:
P.O. BOX 937
MINOCQUA, WI 54548
Form 13F File Number:
028-22418

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.


Person Signing this Report on Behalf of Reporting Manager:
Name:
Aryn Sands
Title:
Agent
Phone:
844-844-3453


Signature, Place, and Date of Signing:

Aryn Sands
                         [Signature]
Reno, NEVADA
                 [City, State]
01-14-2025
                           [Date]
                          

Report Type (Check only one.):

☒ 13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.) 

☐ 13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).) 

☐ 13F COMBINATION REPORT. (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)


Form 13F Summary Page

Report Summary:

Number of Other Included Managers:
0
Form 13F Information table Entry Total:
114
Form 13F Information table Value Total:
460188362
          (thousands)

List of Other Included Managers:

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.
[If there are no entries in this list, state "NONE" and omit the column headings and list entries.]

  
NONE


UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number:3235-0006
Expires:July 31, 2015
Estimated average burden
hours per response:23.8
COLUMN 1COLUMN 2COLUMN 3COLUMN 4COLUMN 5COLUMN 6COLUMN 7COLUMN 8
VALUESHRS ORSH/PUT/INVESTMENTOTHERVOTING AUTHORITY
NAME OF ISSUERTITLE OF CLASSCUSIP(x$1000)PRN AMTPRNCALLDISCRETIONMANAGERSOLESHAREDNONE
TRANE TECHNOLOGIES PLCSHSG8994E103236,753641SHSOLE 0 0 641
ABBVIE INCCOM00287Y109258,1981,453SHSOLE 0 0 1,453
EA SERIES TRUSTSTRIVE SML CAP02072L573297,0429,499SHSOLE 0 0 9,499
EA SERIES TRUSTSTRIVE 1000 VALU02072L599833,76328,257SHSOLE 0 0 28,257
EA SERIES TRUSTSTRIVE 1000 GRWT02072L615968,79922,313SHSOLE 0 0 22,313
ALPHABET INCCAP STK CL C02079K107938,7004,929SHSOLE 0 0 4,929
ALPHABET INCCAP STK CL A02079K3051,010,8685,340SHSOLE 0 0 5,340
AMAZON COM INCCOM0231351062,541,85311,586SHSOLE 0 0 11,586
AMERICAN EXPRESS COCOM025816109331,3001,116SHSOLE 0 0 1,116
APPLE INCCOM0378331003,827,86815,286SHSOLE 0 0 15,286
BERKSHIRE HATHAWAY INC DELCL B NEW0846707021,100,1112,427SHSOLE 0 0 2,427
BROADCOM INCCOM11135F101501,6282,164SHSOLE 0 0 2,164
CBRE GROUP INCCL A12504L109496,1453,779SHSOLE 0 0 3,779
CHEVRON CORP NEWCOM166764100236,8051,635SHSOLE 0 0 1,635
CHIPOTLE MEXICAN GRILL INCCOM169656105343,7105,700SHSOLE 0 0 5,700
COLGATE PALMOLIVE COCOM194162103265,1842,917SHSOLE 0 0 2,917
CONOCOPHILLIPSCOM20825C104363,3593,664SHSOLE 0 0 3,664
COSTCO WHSL CORP NEWCOM22160K105885,919967SHSOLE 0 0 967
DIMENSIONAL ETF TRUSTINTL CORE EQT MK25434V203409,12114,011SHSOLE 0 0 14,011
DIMENSIONAL ETF TRUSTEMGR CRE EQT MNG25434V302255,85610,085SHSOLE 0 0 10,085
DIMENSIONAL ETF TRUSTUS EQUITY MARKET25434V4011,485,63023,304SHSOLE 0 0 23,304
DIMENSIONAL ETF TRUSTUS SMALL CAP ETF25434V500235,9803,626SHSOLE 0 0 3,626
DIMENSIONAL ETF TRUSTUS TARGETED VLU25434V609422,6267,593SHSOLE 0 0 7,593
DIMENSIONAL ETF TRUSTUS MKTWIDE VALUE25434V724548,69613,409SHSOLE 0 0 13,409
DIMENSIONAL ETF TRUSTINTERNATNAL VAL25434V807301,6518,502SHSOLE 0 0 8,502
DIMENSIONAL ETF TRUSTUS SMALL CAP VAL25434V815239,0687,767SHSOLE 0 0 7,767
EXXON MOBIL CORPCOM30231G102613,3095,701SHSOLE 0 0 5,701
META PLATFORMS INCCL A30303M102758,9891,296SHSOLE 0 0 1,296
FIDELITY COMWLTH TRNASDAQ COMPSIT315912808209,3172,752SHSOLE 0 0 2,752
FIDELITY COVINGTON TRUSTMSCI INFO TECH I316092808675,4353,653SHSOLE 0 0 3,653
GE AEROSPACECOM NEW369604301202,3321,213SHSOLE 0 0 1,213
HOME DEPOT INCCOM437076102331,339852SHSOLE 0 0 852
HONEYWELL INTL INCCOM438516106662,0842,931SHSOLE 0 0 2,931
INTERNATIONAL BUSINESS MACHSCOM459200101310,1801,411SHSOLE 0 0 1,411
INVESCO QQQ TRUNIT SER 146090E1031,673,7883,274SHSOLE 0 0 3,274
INVESCO EXCHANGE TRADED FD TS&P500 EQL WGT46137V357278,5131,589SHSOLE 0 0 1,589
INVESCO EXCH TRADED FD TR IINASDAQ 100 ETF46138G649457,4342,174SHSOLE 0 0 2,174
ISHARES TRCORE S&P TTL STK464287150545,7854,243SHSOLE 0 0 4,243
ISHARES TRCORE S&P500 ETF464287200847,7211,440SHSOLE 0 0 1,440
ISHARES TRCORE S&P MCP ETF464287507555,0288,908SHSOLE 0 0 8,908
ISHARES TRRUS 1000 VAL ETF464287598355,8201,922SHSOLE 0 0 1,922
ISHARES TRRUS 2000 GRW ETF464287648221,679770SHSOLE 0 0 770
ISHARES TRCORE S&P US VLU464287663425,6364,597SHSOLE 0 0 4,597
ISHARES TRCORE S&P SCP ETF464287804475,8504,130SHSOLE 0 0 4,130
ISHARES TRS&P SML 600 GWT464287887301,8752,230SHSOLE 0 0 2,230
ISHARES TRCORE MSCI EAFE46432F84223,337,964332,071SHSOLE 0 0 332,071
ISHARES TRIBONDS DEC25 ETF46434VBD14,674,075186,590SHSOLE 0 0 186,590
ISHARES TREXPONENTIAL TECH46434V381206,4243,460SHSOLE 0 0 3,460
ISHARES TRTRS FLT RT BD46434V860295,2995,851SHSOLE 0 0 5,851
ISHARES TRIBONDS DEC202646435GAA03,990,979165,807SHSOLE 0 0 165,807
ISHARES TRIBONDS 27 ETF46435UAA93,119,360130,190SHSOLE 0 0 130,190
ISHARES TRIBDS DEC28 ETF46435U5152,410,45796,806SHSOLE 0 0 96,806
ISHARES TRIBONDS DEC 2946436E2051,400,02661,405SHSOLE 0 0 61,405
ISHARES TRIBONDS DEC 203146436E486469,18723,056SHSOLE 0 0 23,056
ISHARES TRIBONDS DEC 203046436E726498,99223,361SHSOLE 0 0 23,361
ISHARES TRIBONDS 29 TRM TS46436E825320,52615,030SHSOLE 0 0 15,030
ISHARES TRIBONDS 28 TRM TS46436E833216,6649,892SHSOLE 0 0 9,892
ISHARES TRIBONDS 27 TRM TS46436E841574,03525,861SHSOLE 0 0 25,861
ISHARES TRIBONDS 26 TRM TS46436E858930,12040,777SHSOLE 0 0 40,777
ISHARES TRIBONDS 25 TRM TS46436E8661,249,50553,581SHSOLE 0 0 53,581
JPMORGAN CHASE & CO.COM46625H100970,2834,048SHSOLE 0 0 4,048
MARRIOTT INTL INC NEWCL A571903202234,031839SHSOLE 0 0 839
MASTERCARD INCORPORATEDCL A57636Q104726,9531,381SHSOLE 0 0 1,381
MCDONALDS CORPCOM580135101261,771903SHSOLE 0 0 903
MICROSOFT CORPCOM5949181043,552,1118,427SHSOLE 0 0 8,427
MORGAN STANLEYCOM NEW617446448230,2201,831SHSOLE 0 0 1,831
NEXTERA ENERGY INCCOM65339F101216,7193,023SHSOLE 0 0 3,023
NORTHROP GRUMMAN CORPCOM666807102473,0441,008SHSOLE 0 0 1,008
NVIDIA CORPORATIONCOM67066G1042,051,34015,275SHSOLE 0 0 15,275
ORACLE CORPCOM68389X105416,6142,500SHSOLE 0 0 2,500
PROCTER AND GAMBLE COCOM7427181091,196,6067,138SHSOLE 0 0 7,138
PROSHARES TR IIVIX MDTRM FUTR N74347W338233,39916,141SHSOLE 0 0 16,141
QUALCOMM INCCOM747525103296,6521,931SHSOLE 0 0 1,931
SPDR S&P 500 ETF TRTR UNIT78462F1032,505,2944,275SHSOLE 0 0 4,275
SPDR INDEX SHS FDSPORTFOLIO EMG MK78463X5091,784,26846,502SHSOLE 0 0 46,502
SPDR SER TRPRTFLO S&P500 GW78464A4091,937,82922,046SHSOLE 0 0 22,046
SPDR SER TRPRTFLO S&P500 VL78464A508401,9077,859SHSOLE 0 0 7,859
SPDR SER TRPORTFOLIO S&P50078464A8541,924,85127,921SHSOLE 0 0 27,921
SCHWAB STRATEGIC TRUS LRG CAP ETF808524201756,88132,652SHSOLE 0 0 32,652
SCHWAB STRATEGIC TRUS LCAP GR ETF80852430015,643,944561,318SHSOLE 0 0 561,318
SCHWAB STRATEGIC TRUS LCAP VA ETF8085244097,360,867282,350SHSOLE 0 0 282,350
SCHWAB STRATEGIC TRUS MID-CAP ETF8085245083,113,275112,352SHSOLE 0 0 112,352
SCHWAB STRATEGIC TRUS SML CAP ETF8085246074,401,655170,211SHSOLE 0 0 170,211
SCHWAB STRATEGIC TRUS DIVIDEND EQ8085247971,823,78566,756SHSOLE 0 0 66,756
SCHWAB STRATEGIC TRINTL EQTY ETF8085248051,090,91558,968SHSOLE 0 0 58,968
SELECT SECTOR SPDR TRFINANCIAL81369Y605227,0794,699SHSOLE 0 0 4,699
SELECT SECTOR SPDR TRINDL81369Y704644,3414,890SHSOLE 0 0 4,890
SELECT SECTOR SPDR TRTECHNOLOGY81369Y803586,7212,523SHSOLE 0 0 2,523
TAIWAN SEMICONDUCTOR MFG LTDSPONSORED ADS874039100285,7681,447SHSOLE 0 0 1,447
TESLA INCCOM88160R1011,184,0592,932SHSOLE 0 0 2,932
VANECK ETF TRUSTSEMICONDUCTR ETF92189F676546,7302,258SHSOLE 0 0 2,258
VANGUARD SPECIALIZED FUNDSDIV APP ETF9219088441,092,3365,578SHSOLE 0 0 5,578
VANGUARD STAR FDSVG TL INTL STK F921909768588,0549,979SHSOLE 0 0 9,979
VANGUARD TAX-MANAGED FDSVAN FTSE DEV MKT9219438589,710,229203,058SHSOLE 0 0 203,058
VANGUARD WHITEHALL FDSHIGH DIV YLD921946406224,1841,757SHSOLE 0 0 1,757
VANGUARD WORLD FDINF TECH ETF92204A7021,342,5782,159SHSOLE 0 0 2,159
VANGUARD INTL EQUITY INDEX FALLWRLD EX US922042775479,7188,356SHSOLE 0 0 8,356
VANGUARD INTL EQUITY INDEX FFTSE EMR MKT ETF922042858207,3014,707SHSOLE 0 0 4,707
VANGUARD SCOTTSDALE FDSVNG RUS1000GRW92206C6801,138,84011,025SHSOLE 0 0 11,025
VANGUARD INDEX FDSS&P 500 ETF SHS9229083636,136,36411,389SHSOLE 0 0 11,389
VANGUARD INDEX FDSMCAP VL IDXVIP9229085122,151,00313,297SHSOLE 0 0 13,297
VANGUARD INDEX FDSMCAP GR IDXVIP9229085381,900,1537,488SHSOLE 0 0 7,488
VANGUARD INDEX FDSREAL ESTATE ETF922908553245,6872,758SHSOLE 0 0 2,758
VANGUARD INDEX FDSSML CP GRW ETF92290859518,803,43967,141SHSOLE 0 0 67,141
VANGUARD INDEX FDSSM CP VAL ETF92290861125,021,272126,255SHSOLE 0 0 126,255
VANGUARD INDEX FDSMID CAP ETF9229086291,193,9204,520SHSOLE 0 0 4,520
VANGUARD INDEX FDSLARGE CAP ETF922908637635,7432,357SHSOLE 0 0 2,357
VANGUARD INDEX FDSGROWTH ETF922908736141,304,093344,275SHSOLE 0 0 344,275
VANGUARD INDEX FDSVALUE ETF922908744110,587,064653,202SHSOLE 0 0 653,202
VANGUARD INDEX FDSSMALL CP ETF922908751842,6063,507SHSOLE 0 0 3,507
VANGUARD INDEX FDSTOTAL STK MKT9229087694,799,97016,562SHSOLE 0 0 16,562
VISA INCCOM CL A92826C839524,8791,661SHSOLE 0 0 1,661
WALMART INCCOM931142103706,4257,819SHSOLE 0 0 7,819
WISDOMTREE TRUS EFFICIENT COR97717Y790540,23211,571SHSOLE 0 0 11,571