SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): November 25, 2005
CWT
(Depositor)
(Issuer in respect of CHL Mortgage Pass-Through Certificates, Series 2005-J11)
(Exact name of registrant as specified in charter)
Delaware 33-63714 95-4449516
(State or other (Commission File No.) (I.R.S. Employer
jurisdiction of Identification No.)
organization)
, , N/A 91110-7137
(Address of principal executive offices) (Zip Code)
Registrant's Telephone Number, including area code: (818)-304-4428
Not Applicable
(Former name, former address and former fiscal year,
if changed since last report)
Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions.
[]Written communications pursuant to Rule 425 under the Securities Act (17
CFR 230.425)
[]Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17
CFR 240.14a-12)
[]Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange
Act (17 CFR 240.14d-2(b))
[]Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange
Act (17 CFR 240.13e-4(c))
Section 8 - Other Events
Item 8.01 Other Events
Section 9 - Financial Statements and Exhibits
Item 9.01 Financial Statements and Exhibits
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.
Dated: November 25, 2005
CWT
By: /s/ Cirino Emanuele
------------------------------
Name: Cirino Emanuele
Assistant Treasurer
The Bank of New York,
as Trustee
EXHIBIT INDEX
Exhibit
99 Monthly Remittance Statement dated November 25, 2005
Payment Date: 11/25/05
------------------------------------------------------------
Countrywide Home Loans
CHL Mortgage Pass-Through Certificates, Series 2005-J11
Alternative Loan Trust 2005-J11
------------------------------------------------------------
<TABLE>
<CAPTION>
Class Information Current Payment Information
----------------------------------------------------------------------------------------------------------------------------------
Beginning Pass Thru Principal Interest Total Principal Interest
Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls
----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C>
Senior 1A1 30,999,573.18 4.587500% 279,669.03 118,508.78 398,177.81 0.00 0.00
1A2 30,999,573.18 0.912500% 0.00 23,572.59 23,572.59 0.00 0.00
1A3 61,731,065.69 5.500000% 720,000.00 282,934.05 1,002,934.05 0.00 0.00
1A4 34,981,454.40 4.437500% 357,500.28 129,358.50 486,858.78 0.00 0.00
1A5 34,981,454.40 1.062500% 0.00 30,973.16 30,973.16 0.00 0.00
1A6 1,767,972.43 5.500000% 18,068.16 8,103.21 26,171.37 0.00 0.00
1A7 4,880,000.00 5.500000% 0.00 22,366.67 22,366.67 0.00 0.00
1A8 18,643,045.88 4.487500% 176,983.95 69,717.22 246,701.18 0.00 0.00
1A9 18,643,045.88 3.012500% 0.00 46,801.81 46,801.81 0.00 0.00
110 44,572,183.50 5.000000% 707,935.82 185,717.43 893,653.25 0.00 0.00
111 30,000,000.00 5.000000% 0.00 125,000.00 125,000.00 0.00 0.00
112 11,403,000.00 5.500000% 0.00 52,263.75 52,263.75 0.00 0.00
113 34,157,000.00 5.500000% 0.00 156,552.92 156,552.92 0.00 0.00
114 1,779,000.00 5.500000% 0.00 8,153.75 8,153.75 0.00 0.00
115 49,851,128.04 5.500000% 517,091.56 228,484.34 745,575.90 0.00 0.00
116 4,618,000.00 5.500000% 0.00 21,165.83 21,165.83 0.00 0.00
117 10,504,000.00 5.500000% 0.00 48,143.33 48,143.33 0.00 0.00
2A1 57,843,223.63 6.000000% 1,888,332.31 289,216.12 2,177,548.43 0.00 0.00
2A2 3,076,151.14 6.000000% 100,423.10 15,380.76 115,803.85 0.00 0.00
3A1 42,408,861.36 7.000000% 6,003,734.25 247,385.02 6,251,119.27 0.00 0.00
4A1 19,643,681.20 5.000000% 95,279.83 81,848.67 177,128.50 0.00 0.00
5A1 38,022,355.70 5.500000% 314,189.33 174,269.13 488,458.46 0.00 0.00
6A1 36,869,443.50 6.500000% 1,248,447.65 199,709.49 1,448,157.14 0.00 0.00
7A1 29,076,286.77 6.000000% 1,190,068.46 145,381.43 1,335,449.90 0.00 0.00
1X 320,206,233.80 0.375988% 0.00 100,328.04 100,328.04 0.00 0.00
2X 62,093,918.08 0.357129% 0.00 18,479.63 18,479.63 0.00 0.00
3X 30,266,881.33 0.365402% 0.00 9,216.31 9,216.31 0.00 0.00
4X 16,783,614.71 0.280043% 0.00 3,916.78 3,916.78 0.00 0.00
5X 37,394,088.55 0.225445% 0.00 7,025.26 7,025.26 0.00 0.00
6X 38,035,187.34 0.493404% 0.00 15,638.93 15,638.93 0.00 0.00
7X 29,419,882.72 0.407227% 0.00 9,983.80 9,983.80 0.00 0.00
POA 525,747.72 0.000000% 400.71 0.00 400.71 0.00 0.00
POB-1 114,385.58 0.000000% 734.21 0.00 734.21 0.00 0.00
POC-1 340,154.67 0.000000% 78,459.48 0.00 78,459.48 0.00 0.00
M 15,369,218.91 5.742193% 52,681.05 73,544.19 126,225.24 0.00 0.00
B1 4,821,578.64 5.742193% 16,526.92 23,072.03 39,598.95 0.00 0.00
B2 3,615,934.26 5.742193% 12,394.33 17,302.83 29,697.16 0.00 0.00
B3 2,711,950.69 5.742193% 9,295.75 12,977.12 22,272.87 0.00 0.00
B4 2,109,627.94 5.742193% 7,231.17 10,094.91 17,326.08 0.00 0.00
B5 1,807,999.31 5.742193% 6,197.28 8,651.57 14,848.84 0.00 0.00
P 0.00 0.000000% 0.00 5,635.68 5,635.68 0.00 0.00
Residual AR 0.00 5.500000% 0.00 0.18 0.18 0.00 0.00
----------------------------------------------------------------------------------------------------------------------------------
----------------------------------------------------------------------------------------------------------------------------------
----------------------------------------------------------------------------------------------------------------------------------
Totals - - 598,244,024.12 - 13,801,644.63 3,026,875.23 16,828,519.85 - -
----------------------------------------------------------------------------------------------------------------------------------
Class Information
--------------------------------------------------------------------------------
Ending Cert. Unpaid
Type Class Code Name Notional Bal. Interest
--------------------------------------------------------------------------------
Senior 1A1 30,719,904.15 0.00
1A2 30,719,904.15 0.00
1A3 61,011,065.69 0.00
1A4 34,623,954.12 0.00
1A5 34,623,954.12 0.00
1A6 1,749,904.26 0.00
1A7 4,880,000.00 0.00
1A8 18,466,061.92 0.00
1A9 18,466,061.92 0.00
110 43,864,247.69 0.00
111 30,000,000.00 0.00
112 11,403,000.00 0.00
113 34,157,000.00 0.00
114 1,779,000.00 0.00
115 49,334,036.48 0.00
116 4,618,000.00 0.00
117 10,504,000.00 0.00
2A1 55,954,891.32 0.00
2A2 2,975,728.04 0.00
3A1 36,405,127.11 0.00
4A1 19,548,401.37 0.00
5A1 37,708,166.36 0.00
6A1 35,620,995.84 0.00
7A1 27,886,218.31 0.00
1X 317,448,704.05 0.00
2X 60,104,656.43 0.00
3X 27,530,362.05 0.00
4X 16,706,000.53 0.00
5X 37,082,728.14 0.00
6X 37,567,808.57 0.00
7X 28,233,537.90 0.00
POA 525,347.00 0.00
POB-1 113,651.37 0.00
POC-1 261,695.19 0.00
M 15,316,537.86 0.00
B1 4,805,051.72 0.00
B2 3,603,539.93 0.00
B3 2,702,654.94 0.00
B4 2,102,396.77 0.00
B5 1,801,802.03 0.00
P 0.00 0.00
Residual AR 0.00 0.00
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
Totals - - 584,442,379.49 -
--------------------------------------------------------------------------------
</TABLE>
Payment Date: 11/25/05
------------------------------------------------------------
Countrywide Home Loans
CHL Mortgage Pass-Through Certificates, Series 2005-J11
Alternative Loan Trust 2005-J11
------------------------------------------------------------
<TABLE>
<CAPTION>
Class Information Current Payment Information
Factors per $1,000
------------------------------------------------------------------------------------------------------------------------
Beginning Pass Thru CUSIP Principal Interest Ending Cert./
Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal.
------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
------------------------------------------------------------------------------------------------------------------------
Senior 1A1 30,999,573.18 4.587500% 12668AHZ1 9.021582 3.822864 990.964650
1A2 30,999,573.18 0.912500% 12668AJA4 0.000000 0.760406 990.964650
1A3 61,731,065.69 5.500000% 12668AJB2 11.589351 4.554197 982.053660
1A4 34,981,454.40 4.437500% 12668AJC0 10.219549 3.697859 989.764854
1A5 34,981,454.40 1.062500% 12668AJD8 0.000000 0.885403 989.764854
1A6 1,767,972.43 5.500000% 12668AJE6 10.219549 4.583262 989.764854
1A7 4,880,000.00 5.500000% 12668AJF3 0.000000 4.583333 1,000.000000
1A8 18,643,045.88 4.487500% 12668AJG1 9.467420 3.729390 987.806886
1A9 18,643,045.88 3.012500% 12668AJH9 0.000000 2.503574 987.806886
110 44,572,183.50 5.000000% 12668AJJ5 15.810609 4.147700 979.637477
111 30,000,000.00 5.000000% 12668AJK2 0.000000 4.166667 1,000.000000
112 11,403,000.00 5.500000% 12668AJL0 0.000000 4.583333 1,000.000000
113 34,157,000.00 5.500000% 12668AJM8 0.000000 4.583333 1,000.000000
114 1,779,000.00 5.500000% 12668AJN6 0.000000 4.583333 1,000.000000
115 49,851,128.04 5.500000% 12668ARS6 10.341831 4.569687 986.680730
116 4,618,000.00 5.500000% 12668ART4 0.000000 4.583333 1,000.000000
117 10,504,000.00 5.500000% 12668ARU1 0.000000 4.583333 1,000.000000
2A1 57,843,223.63 6.000000% 12668AJP1 32.043106 4.907708 949.498419
2A2 3,076,151.14 6.000000% 12668AJQ9 32.043106 4.907708 949.498419
3A1 42,408,861.36 7.000000% 12668AJR7 139.423939 5.744990 845.431530
4A1 19,643,681.20 5.000000% 12668AJS5 4.734637 4.067217 971.397404
5A1 38,022,355.70 5.500000% 12668AJT3 8.190546 4.542991 983.007465
6A1 36,869,443.50 6.500000% 12668AJU0 32.925803 5.267017 939.446577
7A1 29,076,286.77 6.000000% 12668ARV9 40.152112 4.905072 940.862320
1X 320,206,233.80 0.375988% 12668AJV8 0.000000 0.312559 988.970164
2X 62,093,918.08 0.357129% 12668AJW6 0.000000 0.292213 950.417995
3X 30,266,881.33 0.365402% 12668AJX4 0.000000 0.298157 890.635450
4X 16,783,614.71 0.280043% 12668AJY2 0.000000 0.227044 968.398172
5X 37,394,088.55 0.225445% 12668AJZ9 0.000000 0.186212 982.917971
6X 38,035,187.34 0.493404% 12668ASE6 0.000000 0.400135 961.203506
7X 29,419,882.72 0.407227% 12668ASF3 0.000000 0.333021 941.760996
POA 525,747.72 0.000000% 12668AKA2 0.761680 0.000000 998.590379
POB-1 114,385.58 0.000000% 12668AKB0 6.390265 0.000000 989.177097
POC-1 340,154.67 0.000000% 12668AKC8 230.419911 0.000000 768.546748
M 15,369,218.91 5.742193% 12668AKF1 3.423849 4.779787 995.453018
B1 4,821,578.64 5.742193% 12668AKG9 3.423849 4.779787 995.453018
B2 3,615,934.26 5.742193% 12668AKH7 3.423849 4.779787 995.453018
B3 2,711,950.69 5.742193% 12668AKJ3 3.423849 4.779787 995.453018
B4 2,109,627.94 5.742193% 12668AKK0 3.423849 4.779787 995.453018
B5 1,807,999.31 5.742193% 12668AKL8 3.423849 4.779787 995.453016
P 0.00 0.000000% 12668ASG1 0.000000 0.000000 0.000000
Residual AR 0.00 5.500000% 12668AKM6 0.000000 1.808999 0.000000
------------------------------------------------------------------------------------------------------------------------
------------------------------------------------------------------------------------------------------------------------
------------------------------------------------------------------------------------------------------------------------
Totals - - 598,244,024.12 - - - - -
------------------------------------------------------------------------------------------------------------------------
------------------------------------------------------------------------------------------------------------------------
</TABLE>
------------------------------------------------------------
Countrywide Home Loans
CHL Mortgage Pass-Through Certificates, Series 2005-J11
Alternative Loan Trust 2005-J11
------------------------------------------------------------
--------------------------------------------------------------------------------
COLLATERAL INFORMATION
--------------------------------------------------------------------------------
Prin balance 355,766,319.18 62,230,006.75 38,949,134.15
Loan count 820 327 100
Avg loan rate 6.041354% 6.556119% 7.428177%
Prepay amount 2,607,871.89 1,935,559.36 6,002,218.24
Prin balance 20,727,093.20 39,739,379.67 37,567,808.57
Loan count 69 111 100
Avg loan rate 5.423916% 5.927003% 7.196645%
Prepay amount 20,344.85 175,479.14 0.00
Total
-----
Prin balance 29,462,637.97 584,442,379.49
Loan count 76 1603
Avg loan rate 6.596329% 6.28
Prepay amount 1,023,381.26 11,764,854.74
--------------------------------------------------------------------------------
FEES AND ADVANCES
--------------------------------------------------------------------------------
Master serv fees 58,162.54 9,689.03 3,806.68
Sub servicer fees 0.00 0.00 0.00
Trustee fees 2,689.15 481.66 337.68
Agg advances N/A N/A N/A
Adv this period 35,314.80 20,830.10 50,803.31
Master serv fees 3,742.92 6,949.44 6,497.41
Sub servicer fees 0.00 0.00 0.00
Trustee fees 156.20 300.46 291.72
Agg advances N/A N/A N/A
Adv this period 0.00 6,930.66 0.00
Total
-----
Master serv fees 3,870.77 92,718.79
Sub servicer fees 0.00 0.00
Trustee fees 229.96 4,486.83
Agg advances N/A N/A
Adv this period 4,867.00 118,745.87
--------------------------------------------------------------------------------
LOSSES & INSURANCE COVERAGES
--------------------------------------------------------------------------------
Realized losses 0.00 0.00 0.00
Cumulative losses 0.00 0.00 0.00
Realized losses 0.00 0.00 0.00
Cumulative losses 0.00 0.00 0.00
Total
-----
Realized losses 0.00 0.00
Cumulative losses 0.00 0.00
Coverage Amounts
----------------
Bankruptcy 0.00 0.00 0.00
Fraud 7,187,228.68 1,307,400.97 913,545.29
Special Hazard 0.00 0.00 0.00
Bankruptcy 0.00 0.00 0.00
Fraud 426,234.35 808,103.47 798,911.28
Special Hazard 0.00 0.00 0.00
Total
-----
Bankruptcy 0.00 0.00
Fraud 624,678.41 12,066,102.44
Special Hazard 0.00 0.00
Aggregate Certificate Information
-----------------------------------------------------------------------------
Class Aggregate Aggregate Aggregate
Type Percentage Prepay Pct. End Cert. Bal.
-----------------------------------------------------------------------------
Senior 100.000000% 100.000000% 598,244,024.12
-----------------------------------------------------------------------------
Junior 0.000000% 0.000000% 0.00
-----------------------------------------------------------------------------
--------------------------------------------------------------------------------
DELINQUENCY INFORMATION
--------------------------------------------------------------------------------
Period Loan Count Ending Stated Balance
------ ---------- ---------------------
30 to 59 days 42 12,811,732.96
60 to 89 days 4 4,167,572.32
90 or more 1 552,062.16
Foreclosure 0 0.00
Totals: 47 17,531,367.44
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
REO INFORMATION
--------------------------------------------------------------------------------
REO Date Loan Number Ending Stated Balance Book Value
-------- ----------- --------------------- ----------
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
Totals: 0 N/A
Current Total Outstanding Balance: 0.00
Current Total Outstanding Number of Loans: 0
--------------------------------------------------------------------------------
OTHER INFORMATION
--------------------------------------------------------------------------------
Amount/Withdrawal Total/Ending Bal.
----------------- -----------------
Available remittance amount 16,828,519.85 16,828,519.85
Principal remittance amount 13,801,644.63 13,801,644.63
Interest remittance amount 3,026,875.23 3,026,875.23