UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F COVER PAGE
OMB APPROVAL
OMB Number:3235-0006
Expires:July 31, 2015
Estimated average burden
hours per response:23.8

Report for the Calendar Year or Quarter Ended:
12-31-2020
Check here if Amendment: Amendment Number:
This Amendment (Check only one.): is a restatement.
adds new holdings entries.

Institutional Investment Manager Filing this Report:

Name:
Harbor Group, Inc.
Address:
331 SOUTH RIVER ROAD
BEDFORD, NH 03110
Form 13F File Number:

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.


Person Signing this Report on Behalf of Reporting Manager:
Name:
Timothy Riley
Title:
Chief Compliance Officer
Phone:
603-668-0634


Signature, Place, and Date of Signing:

Timothy Riley
                         [Signature]
Bedford, NEW HAMPSHIRE
                 [City, State]
01-20-2021
                           [Date]
                          

Report Type (Check only one.):

13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.) 

13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).) 

13F COMBINATION REPORT. (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)


Form 13F Summary Page

Report Summary:

Number of Other Included Managers:
0
Form 13F Information table Entry Total:
53
Form 13F Information table Value Total:
133873
          (thousands)

List of Other Included Managers:

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.
[If there are no entries in this list, state "NONE" and omit the column headings and list entries.]

  
NONE


UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number:3235-0006
Expires:July 31, 2015
Estimated average burden
hours per response:23.8

COLUMN 1COLUMN 2COLUMN 3COLUMN 4COLUMN 5COLUMN 6COLUMN 7COLUMN 8
VALUESHRS ORSH/PUT/INVESTMENTOTHERVOTING AUTHORITY
NAME OF ISSUERTITLE OF CLASSCUSIP(x$1000)PRN AMTPRNCALLDISCRETIONMANAGERSOLESHAREDNONE
DISNEY WALT COCOM2546871062081,180SHSOLE0 0 0 1,180
PFIZER INCCOM7170811032195,943SHSOLE0 0 0 5,943
J P MORGAN EXCHANGE-TRADED FULTRA SHT MUNCPL46641Q6543025,923SHSOLE0 0 0 5,923
MASTERCARD INCORPORATEDCL A57636Q104307885SHSOLE0 0 0 885
SPDR S&P 500 ETF TRTR UNIT78462F1035671,493SHSOLE0 0 0 1,493
BECTON DICKINSON & COCOM0758871092631,000SHSOLE0 0 0 1,000
SSGA ACTIVE ETF TRMULT ASS RLRTN78467V1032,975116,487SHSOLE0 0 0 116,487
VANGUARD TAX-MANAGED INTL FDFTSE DEV MKT ETF9219438582915,982SHSOLE0 0 0 5,982
COSTCO WHSL CORP NEWCOM22160K105233635SHSOLE0 0 0 635
AMAZON COM INCCOM02313510621668SHSOLE0 0 0 68
SCHWAB STRATEGIC TRSCHWAB FDT US SC8085247634309,415SHSOLE0 0 0 9,415
AT&T INCCOM00206R10276326,683SHSOLE0 0 0 26,683
APPLE INCCOM0378331001,1508,786SHSOLE0 0 0 8,786
SCHWAB STRATEGIC TRUS SML CAP ETF8085246073,35735,292SHSOLE0 0 0 35,292
VANGUARD INDEX FDSGROWTH ETF9229087361,3275,226SHSOLE0 0 0 5,226
EDWARDS LIFESCIENCES CORPCOM28176E1085366,000SHSOLE0 0 0 6,000
STRYKER CORPORATIONCOM8636671012431,000SHSOLE0 0 0 1,000
COMCAST CORP NEWCL A20030N1012164,308SHSOLE0 0 0 4,308
JPMORGAN CHASE & COCOM46625H1005183,692SHSOLE0 0 0 3,692
CISCO SYS INCCOM17275R1023417,516SHSOLE0 0 0 7,516
ISHARES TRCORE S&P SCP ETF46428780414,370145,177SHSOLE0 0 0 145,177
BRISTOL-MYERS SQUIBB COCOM1101221082583,992SHSOLE0 0 0 3,992
EXXON MOBIL CORPCOM30231G1023437,081SHSOLE0 0 0 7,081
ANALOG DEVICES INCCOM0326541051,0156,406SHSOLE0 0 0 6,406
T ROWE PRICE ETF INCPRICE BLUE CHIP87283Q1071,12840,287SHSOLE0 0 0 40,287
EXACT SCIENCES CORPCOM30063P1052131,468SHSOLE0 0 0 1,468
BERKSHIRE HATHAWAY INC DELCL B NEW0846707025252,240SHSOLE0 0 0 2,240
VISA INCCOM CL A92826C8397443,552SHSOLE0 0 0 3,552
HERITAGE INS HLDGS INCCOM42727J10230129,368SHSOLE0 0 0 29,368
SCHWAB STRATEGIC TRUS LCAP GR ETF80852430017,954139,300SHSOLE0 0 0 139,300
SCHWAB STRATEGIC TRSCHWAB FDT US LG8085247711,48631,522SHSOLE0 0 0 31,522
LILLY ELI & COCOM5324571082331,258SHSOLE0 0 0 1,258
INVESCO QQQ TRUNIT SER 146090E1034811,522SHSOLE0 0 0 1,522
ECOLAB INCCOM2788651002411,109SHSOLE0 0 0 1,109
VERIZON COMMUNICATIONS INCCOM92343V1045269,212SHSOLE0 0 0 9,212
CSX CORPCOM1264081032432,567SHSOLE0 0 0 2,567
ISHARES TRS&P 500 GRWT ETF4642873092213,453SHSOLE0 0 0 3,453
RAYTHEON TECHNOLOGIES CORPCOM75513E1014526,408SHSOLE0 0 0 6,408
ISHARES TRCORE S&P MCP ETF46428750726,235108,514SHSOLE0 0 0 108,514
ISHARES TRRUS 1000 GRW ETF4642876143431,416SHSOLE0 0 0 1,416
MICROSOFT CORPCOM594918104202931SHSOLE0 0 0 931
SCHWAB STRATEGIC TRUS LRG CAP ETF8085242016,58271,056SHSOLE0 0 0 71,056
ANTHEM INCCOM036752103311941SHSOLE0 0 0 941
SPDR SER TRPRTFLO S&P500 GW78464A4093,63665,558SHSOLE0 0 0 65,558
INTUITCOM4612021035801,589SHSOLE0 0 0 1,589
INVESCO EXCHANGE TRADED FD TS&P500 EQL ENR46137V3652045,673SHSOLE0 0 0 5,673
SPDR SER TRPRTFLO S&P500 VL78464A50810,094285,137SHSOLE0 0 0 285,137
ISHARES TRCORE S&P500 ETF4642872005,18813,611SHSOLE0 0 0 13,611
XILINX INCCOM9839191012561,814SHSOLE0 0 0 1,814
JOHNSON & JOHNSONCOM4781601042541,607SHSOLE0 0 0 1,607
PAYPAL HLDGS INCCOM70450Y1037883,218SHSOLE0 0 0 3,218
SCHWAB STRATEGIC TRUS MID-CAP ETF80852450815,232213,596SHSOLE0 0 0 213,596
SCHWAB STRATEGIC TRUS LCAP VA ETF8085244098,772143,012SHSOLE0 0 0 143,012